DEAR SARA: Have you tried Disc Doctor or similar Compact Disc/DVD repair kits, or do you have a frugal way to repair a fairly scratched disc? — Denise, Colorado
DEAR DENISE: I have tried repair kits and have had success with them, if the scratches are minor. Avoid using toothpaste, alcohol and ammonia because they can cause worse damage. Instead of buying a repair kit, call your local video store …

photo by sylvar

Personal budgeting is a life skill that, sadly, isn’t taught often enough at home or at school. It never ceases to amaze me how much some young adults owe and own these days. Today, readers share money-saving life lessons from their parents, which they plan to pass on to their children.
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You’re happily coasting along with your frugality and enjoying the money you’ve saved. Suddenly, you realize, not only are some people whispering around you, some are bold enough to make comments. Some of your family and friends might be in awe and proud of you, but some are snickering or thinking you’re a cheapskate. Maybe they think you’re hoarding simply because you’re stockpiling. Or maybe they think you have more …

photo by jef poskanzer

Planning a unique party for girl ‘tweens can be difficult and costly. With the latest trend being hotel parties and amusement centers, budget-conscious families are challenged to please their kids while offering low-cost alternatives that are safe, fun and successful. Before you stress out or cave in to their whims, consider a food party.
Food parties are great because you can still follow a cool theme, but …