photo by nmack28

Financial worries and fears cause many people stress, and you don’t need to be dirt-poor or drowning in debt to lose sleep worrying about it. Let’s face it: Counting sheep doesn’t work for everyone, so I’m sharing reader tips for those nights when you can’t get to sleep.
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photo by sarcozona

When is the last time you visited your local library and asked about the many services and events they offer? If it’s been a while, you’ll discover your library offers much more than books. Perhaps you already know they offered DVDs, microtext, rare manuscripts, instructional videos and interlibrary loans, but you’ll be surprised to learn what else they offer. Run to your local branch and start calculating your …

photo by honan
Have you noticed the cost of simple ready-made wreaths? If you’re crafty, you’ve probably made one yourself. If you haven’t, it’s easier and costs less than you’d think to create a festive wreath for the interior or exterior of your home for any time of the year.
DISCOUNTS: The average person doesn’t have wholesale access to floral supplies, but you can buy inexpensive materials by waiting for retail …

photo by freewine

What type of coffee drinker are you? Do you go through an entire pot of cheap home-brewed coffee? Or do you buy gourmet coffee and drink it by the $5 cupful? I’m a java convert. I used to overpay for custom blends, but now I brew my own cheap pot of coffee at home, enjoying my gourmet coffee without buying an expensive machine. It’s one of my vices. …