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	<title>Comments on: Build an emergency fund before you need it</title>
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	<link>http://www.frugalvillage.com/2008/01/21/build-an-emergency-fund-before-you-need-it/</link>
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		<title>By: jskell911</title>
		<link>http://www.frugalvillage.com/2008/01/21/build-an-emergency-fund-before-you-need-it/comment-page-1/#comment-19270</link>
		<dc:creator>jskell911</dc:creator>
		<pubDate>Thu, 21 Feb 2008 01:33:46 +0000</pubDate>
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		<description>As someone who never had an EF, I cannot begin to tell you how wonderful it feels to actually KNOW that we have one now. Last month we completely depleted it for our dog&#039;s surgery. But, it was such a secure feeling to know the $$ was there and no more charges would be run on the credit card. I am happy to report, we have already been able to put $200 back in!</description>
		<content:encoded><![CDATA[<p>As someone who never had an EF, I cannot begin to tell you how wonderful it feels to actually KNOW that we have one now. Last month we completely depleted it for our dog&#8217;s surgery. But, it was such a secure feeling to know the $$ was there and no more charges would be run on the credit card. I am happy to report, we have already been able to put $200 back in!</p>
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		<title>By: Marie78</title>
		<link>http://www.frugalvillage.com/2008/01/21/build-an-emergency-fund-before-you-need-it/comment-page-1/#comment-19257</link>
		<dc:creator>Marie78</dc:creator>
		<pubDate>Wed, 20 Feb 2008 03:39:51 +0000</pubDate>
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		<description>I treat savings like a bill. The second paycheck of the month I put a set amount into my savings account, most of the money helps with purchases in the near future (gifts, clothes, hair cut, car repair, copays, etc...). It&#039;s one way for me to plan ahead though, and it helps to eliminate credit card use.</description>
		<content:encoded><![CDATA[<p>I treat savings like a bill. The second paycheck of the month I put a set amount into my savings account, most of the money helps with purchases in the near future (gifts, clothes, hair cut, car repair, copays, etc&#8230;). It&#8217;s one way for me to plan ahead though, and it helps to eliminate credit card use.</p>
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