photo by webby0101
Christmas is over, and the tree and decorations are put away. Phew. But frugalistas are already getting a jump-start on Christmas 2009. Maybe you picked up a few clearance items such as gift wrap, cards or bows. Some of my readers take it to a whole new level of planning. I’ve compiled their most popular ways to prepare ahead of time to help make the most of your …

photo by kimberlykv
Chocolate is the perfect way to end a romantic dinner on a sweet note. Instead of buying dessert for Valentine’s Day, bake it yourself. Here are three decadent chocolate recipes that are better than a box of chocolates and are sure to warm hearts. They’re impressive enough for a special occasion but simple and delicious enough to make anytime you’re looking for a cure for a chocolate craving. …

photo by kai hendry
DEAR SARA: I found a small, two-bedroom apartment at a great price. The rent is $450. It’s older and has dark paneling. How can I brighten it up on a budget? Painting isn’t an option. Thanks! — Jilly, Texas
DEAR JILLY: You can buy a quilt hanger, or Ikea sells curtain wire with clips and mounting hardware to display a decorative throw blanket, fabric, painted or stenciled canvas …

photo by wordridden
I don’t mind sometimes using disposable baking pans. It’s a handy way to do a large baking session and not have to continue washing pans. You can pop them in the freezer or bring food to someone without worrying about getting your pan back, too. Often times, you can wash them with ease and reuse them, too. But please recycle and consider non-disposable options.
ROASTING PAN: I got …