photo by unk’s dumptruck
Finding a job can be tough. If you’ve been laid off, are looking for a part-time primary or second job, or are returning to the workforce after being a stay-at-home parent, it can feel as if there aren’t any jobs out there. One thing to consider is that many jobs don’t seem appealing at first glance. For example, maybe the pay is far less than you’re hoping …

photo by Mykl Roventine
Do you know a tightwad home when you’re inside one? For many people, penny-pinching strategies aren’t noticeable. However, if you’re frugal, you have an eagle’s eye. If you visited a fellow frugalista’s home, you could spot their frugal ways because you probably do them, too.
What in your home is a dead giveaway that you live a frugal life?
KITCHEN DRAWER: You might see saved rubber bands, free …

photo by luminais
Frugalitarians have many small habits. Some of these strategies don’t necessarily save much money. They might seem silly or insignificant to others because of the time spent doing them, too. But the fact is that these decisions reflect the creativity and determination by penny pinchers (called this for a reason) to be less wasteful. The thought process of living gently carries over through all aspects of your daily …

photo onthedotcreations
Creating a budget seems to be a no-brainer. Everyone has his or her way of approaching it. You take your salary, subtract your bills, and if there is money left, you decide what to do with it. Is your method working for you? What are you doing with the money that’s left? Is there money left? Are your bills being paid on time? Maybe there is a money leak. …