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photo by Jenny Downing Dining out is costly. It tends to be the weak area in a family budget. Curbing over-processed or fast food and eating out at restaurants has become easier for a lot of people, but for some people, nothing seems to work. If you continue to eat out frequently and tend to [...]
March 4th, 2010 | Posted in Frugal & simple living | Read More »
photo by Mike Licht During your quest for frugality, you can overdo it. Extreme frugal living that negatively impacts someone else is one way. But another way is when you get so consumed by saving that you actually waste money in the process. Have you ever had a frugal flop or had good intentions to [...]
February 25th, 2010 | Posted in Frugal & simple living | Read More »
photo by visual dichotomy If you have an iPhone, you’ve looked over the iTunes.com app store. There are a lot of free and low-cost apps available — for the iPhone and other smart phones — to help you to save time and money. What are your favorite apps that help you stay frugal? Here are [...]
February 21st, 2010 | Posted in Frugal & simple living | Read More »
photo by wheany We all have bad days. Murphy comes to visit and stays for a while. One bad financial setback happens and you might handle it fine, but then, by the second or third problem, you get upset and stressed by the amount of money that needs to be spent. You start to feel [...]
February 18th, 2010 | Posted in Frugal & simple living | Read More »
photo by Briebeest We all have budget busters. Maybe your budget is nickeled-and-dimed away by daily coffee, lunches with co-workers or movie rentals, to name a few. But sometimes you relax with your finances, and it’s bigger things that you haven’t kept track of in your budget. So if you haven’t taken a good look [...]
February 12th, 2010 | Posted in Frugal & simple living | Read More »
photo scaleovenstove You can be one question away from saving money. If you don’t ask for discounts, you’re missing opportunities to hang on to more of your hard-earned cash. It can be tough to muster up the courage, but it gets easier once you’ve done it a few times. You don’t have to be a [...]
February 5th, 2010 | Posted in Frugal & simple living | Read More »
photo by Nick Bramhall It’s time for a frugal year in review. Financial gurus always encourage you to pay yourself first. This is important. All of the debt-reducing, money-saving strategies and ways to increase your income won’t mean much if you don’t take care of yourself first. When you reflect upon the past year, what’s [...]
January 29th, 2010 | Posted in Frugal & simple living | Read More »
photo by LizMarie The new year gives a fresh start for frugality. It’s the perfect time to start planning, organizing, learning and challenging yourself. Some frugal strategies are harder than others. Master one tough area, and slowly add easier methods throughout the year to avoid burning out. But which strategies tend to be the hardest? [...]
January 28th, 2010 | Posted in Frugal & simple living | Read More »
photo by ktylerconk You don’t have to sacrifice happiness if you’re frugal. Small pick-me-ups or indulgences can help you maintain your frugality without completely blowing your budget. You simply need to redefine luxuries. If you think about it, there are plenty of enjoyable low-cost splurges. Some can be impulsive, and others can be worked into [...]
January 15th, 2010 | Posted in Frugal & simple living | Read More »
photo by maveric2003 Where do you draw the line between being frugal and cheap? You’ve gone overboard with frugality if it harms or takes advantage of someone else. But even that has gray areas for some, especially when people can be at different ends of the frugal spectrum, depending on whether they’re frugal by choice [...]
January 7th, 2010 | Posted in Frugal & simple living | Read More »
photo by Shyald What is frugality? According to dictionary.com, it’s being economical in use or expenditure; prudently saving or sparing; not wasteful. But it means something different to each person. For years, it has been synonymous with being a cheapskate or miserly or a temporary wagon to jump onto because of a setback or the [...]
January 1st, 2010 | Posted in Frugal & simple living | Read More »
photo by aprilandrandy Frugality takes creativity. Sometimes you have to be a little sneaky when the family won’t buy into your plans to save money. Secret solutions can be revealed after family members have successfully accepted them unknowingly. Some people would never keep frugal secrets. I’m not suggesting you hide important financial decisions, but you [...]
December 24th, 2009 | Posted in Frugal & simple living | Read More »