photo by purpleslog
You’ve probably made a financial mistake or two. Some money mistakes are fairly common. Most people learn from them and make changes for the better. Consistent decisions (both large and small) can have a big impact on your financial future. If you’re starting out, you’ll be ahead of the game if you make the best choices and avoid common money mistakes. But it’s never too late to get …

photo by kudumomo
There are various levels of frugality. For some people, it’s as simple as switching from paper to cloth or reducing plastic use. Others consider themselves frugal if they create an organized meal plan and stop eating out or shop secondhand. Each person decides comfortable ways to reduce waste and save money. Income doesn’t always define how frugal a person can be, however; sometimes the extremes a person takes …

photo by jsf539
You save money by being frugal. You prioritize and pare down or eliminate your wasteful spending ways. But even in a recession, there are items that are well worth the money. Whether you’re frugal or not, you don’t want to make a cheap, low-quality purchase and then have to replace it or regret you bought it anytime soon. Everyone has different priorities, but aim to save money …

photo by squirrel cottage
Frugality is about choices. Frequent small expenditures can leave you wondering where your money has gone. Ever backtrack your purchases and discover you didn’t lose that $20 after all? Tracking your spending will pinpoint your money leaks, and wise consistent choices will help improve your savings, too. It’s as simple as adopting new, painless and cheaper alternatives to your old, automatic spending ways. For example, Lindsay in …