photo by laurenatclemson

I’m not a total cheapskate, but I rarely purchase greeting cards. I am tempted on special occasions, but I resist. Looking through the card aisles, all I can think about is what I could give the recipient instead of a greeting card. I also can’t help but consider how quickly they are read and then thrown away.
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Birthday parties and weddings are as much a part of autumn as fallen leaves and crisp mornings. But wrapping gifts can be as expensive as the gift itself. I reuse materials I have on hand, give gift wrap that can be reused or wrap as inexpensively as possible so I can spend more money on the actual gift.
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photo by dsifry

Holidays can be a costly time of year for most people and many tend to overindulge and overspend. Ideally, you want to pay cash for Christmas and not carry a burden of Christmas debt well into the following year. It’s important to budget carefully and some ways of planning ahead are to bargain shop the seasonal clearance sales, set money aside for the upcoming year, and keep handy …

photo by Lori Greig
Creating a gift closet is a wonderful way to plan ahead for gift giving occasions. It’s also handy for those last-minute emergency events that spring up throughout the year, may otherwise catch you by surprise, and send you on a mad dash to the store. Developing a system that will work for you is simple and will prove to be not only a budget saver, but a …