photo by synaptic happenings
The winter months can drag on. Holidays and utilities increase your expenses. Add that it’s cold and flu season, and it’s not uncommon to get the winter blahs. Before you go stircrazy for spring, prepare yourself with a few blah-busting tips.
What frugal activities do you do during winter months?
Here are a few suggestions.
FOOD FLAIR: Splurging a bit on food is a nice winter luxury. Plan …

photo by Lisa Sanderson
Spending the holidays without family can be lonely. Festivities tend to focus on families being together. Maybe you’re alone for the holidays or are divorced and divide time with your ex-spouse. If you know you’ll be alone or with just your spouse and no other family, start planning now. If you’ve been alone for the holidays, what have you done to celebrate?
Here are a few ideas.
SLEEP IN: …

photo by Le petit poulailler
With the holidays approaching, there are a lot of people carrying cash and valuables when out shopping. Often, people are dressed up, in a hurry and not paying attention. This offers increased opportunities for thieves, so it’s important to take some precautions. If someone is determined to take your purse or wallet, they will. But you can take steps to decrease the risk and a few …

photo by iowa spirit walker
Paper is often wasted. Maybe you use both sides of a sheet of paper, use the backs of your mail envelopes for grocery lists or reuse newspaper to wrap gifts. All are good ways to waste less paper. Many households put their mail and paper through a shredder to protect against identity theft or to follow state and federal laws. An average home can accumulate quite …