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  1. So happy we get DR again!
  2. Fighting Off Boredom
  3. New Here
  4. What to pay off early?
  5. extra on mortgage or BS2 snowball
  6. best way to sell valuable china
  7. Crazy Change in My Behaviour!!!
  8. Extra income, all to EF or 1/3 rule?
  9. Anybody done the Ramsey couselor training?
  10. What session in Financial Peace University has this content?
  11. I took Total Money Makeover out at the library
  12. giving or luxury?
  13. emergency fund reduces stress
  14. Gazelle Like?
  15. I feel like a Cylon
  16. I think I'm wierd
  17. big student loans
  18. So mad right now!
  19. Roth IRA investing
  20. FPU question
  21. Sell or Rent
  22. Emergency plan
  23. Need ideas
  24. Gazelle-like intensity
  25. To buy or to rent and why for a person in my situation?
  26. Baby Step 2.....
  27. "if you want to be rich, study rich people..."
  28. Update on us
  29. Bi monthly pay - how to budget
  30. Emergency Fund Question
  31. Is this plan okay for our tax return
  32. Just did a new spreadsheet
  33. Debt free vs. business operations
  34. Questions About Life Insurance
  35. Saving for wedding while still in debt?
  36. Cheesy Valentine's Day pickup lines . . .
  37. 25% of take home for mortgage?
  38. Health Savings Accounts
  39. using your savings to pay off debt
  40. Got a beater
  41. Dave says No loans for college, I don't see any other way.
  42. Home Evaluation Questionaire
  43. Quick update
  44. something to make you chuckle
  45. Financial Peace University
  46. WAR CRY! We are debt free today!!!!
  47. Our new way to save money, means increase in our FFEF
  48. Is $1000 enough these days?
  49. Finally sold the house!!!!
  50. SO Proud of My Best Friend!
  51. Has anyone joined My TMMO?
  52. I'm hopeless when it comes to math with interest
  53. Confused where to start - have money, but also in debt
  54. Actually Watched a Little DR Tonight
  55. Question about taxes on our house
  56. Feeling anxious
  57. Snoopy Dance! Debt Free in the OC
  58. Simple question that needs to sink in my brain
  59. 401k halted during BS3 as well?
  60. I got my Dave Ramsey Total Money Makeover book today!!!
  61. Anyone have a DR book they don't use anymore?
  62. Question
  63. Go figure!
  64. At a crossroads, big dilemma, need help!
  65. Baby Step 4 - how fast?
  66. Re: the "Debt Reduction Total" thread
  67. Having a good chuckle
  68. Just got a copy of TMMO, YAY!!
  69. Sell home#2?
  70. Home loan with no credit?
  71. Syntax Question
  72. Dave interviews Dr. Thomas Stanley
  73. New to board
  74. DR podcast
  75. Helping the Parents.....
  76. Dave Ramsey in the Trash Bin
  77. Where do you put your EF?
  78. Doing the happy dance tonight!!!!
  79. Anyone else watching Dave Ramsey on Fox business?
  80. What book is better
  81. Dave giving away Emergency Funds
  82. Gold Stash for Cash From DR.com
  83. DR is really starting to piss me off...
  84. Dependant Care FSA
  85. When it comes to DR...
  86. Where can I find Dave?
  87. To put it in Dave's terms: How much of your shovel are you utilizing?
  88. How does DR feel about stockpiling
  89. New to FV, Dave Ramsey
  90. Sept budget
  91. Dave Ramsey HSA
  92. NAtural GaS Rates
  93. OK, I am ready...please help me start!
  94. Time to get serious
  95. WWDD? Hypothetical Question Just For Fun ~ Want Opinions!
  96. How does your DR plan differ?
  97. Financial Peace Jr
  98. Post your zero-based budget!
  99. Got my DR TMM Book Today
  100. Hoping Dave's plan will set me free.
  101. Dave Ramsey
  102. Financial Peace University
  103. Selling Positve Cash Flow Properties
  104. A change in plans
  105. coming onto the meaning of things slowly
  106. New and Motivated
  107. Free Help Creating Spreadsheets for DR Plan
  108. Good News Update
  109. Watch Dave's TV show online & free!
  110. Help with selling my car!!
  111. Snowballing Beginner
  112. New to Dave
  113. WWDD - Adoption?
  114. Snowball or extra mortgage payment?
  115. friends drifting away - cheap me?
  116. Dave Ramsey books
  117. A doozy of a situation... what would you reccomend?
  118. comparing dave on the radio vs. on tv
  119. dave ramsey = cleaning the house
  120. Making real progress with my husband!
  121. Changing snowball order
  122. I just....
  123. Town Hall for Hope video, not on hulu.com
  124. Some wisdom and multitude of counsel would be nice
  125. scared to only have 1K EF
  126. what should I attack first
  127. dave ramsey marathon memorial day
  128. Question on snowballing debt.
  129. best way to motivate DH? Long
  130. Expenses, Please Review
  131. Paid off the CC and ready to roll my snowball!
  132. Dave Ramsey and mortgages
  133. good news to report!
  134. I'm Pretty New Here...
  135. Starting FPU on Sunday
  136. Finally checked my credit report ...
  137. I want to start dave ramsey but..
  138. Almost done with FPU
  139. Finally committed to getting debt free...
  140. Trying to win Dave Ramsey tickets . . .
  141. Success! --- 6 mo FFEF is done!
  142. My $1000 cc payment went through today!
  143. Doing the right thing.....GAK!
  144. No FFEF - Is it OK in my situation? Seeking advice (long post)
  145. Dave R - 2003 or 2007??
  146. Need creative ideas to get this house sold!
  147. Town Hall for Hope, April 23rd
  148. So excited, I'm speechless! LOL
  149. Kid asking for money...
  150. Order of paying debts - stick to snowball?
  151. please help- husband in DENIAL - controls finances
  152. I am so excited!!!
  153. What would you do?
  154. What is the opening guitar song!?
  155. Surprise income this month! :D
  156. Taxes and Snowball Debt plan
  157. Where does the extra money come from?
  158. Husband annoying me
  159. What is Dave Ramsey's advice on buying a first home?
  160. Budget dilemma this month
  161. First Murphy Visit
  162. Budgeting question
  163. BS4 - investments...
  164. Where is everyone at with DR right now?
  165. Daves Bad Advice
  166. I feel better now!
  167. Got my fiance on board! Woohoo!
  168. Have you sold your stuff for your snowball?
  169. Dave Ramsey Show - I'm Debt Free scream total
  170. Dave Ramsey
  171. I'm new
  172. I'm starting FPU tonight...
  173. BS1 Question...
  174. Planning for moving
  175. What BS are you on?
  176. We did it!
  177. I must be on the right track!
  178. Give the Gift of Financial Peace - Dave Ramsey Books On Sale Now
  179. Have to toot my own horn
  180. Losing motivation in BS3 ... Arg
  181. Is this following DR's plan??
  182. DR college vs. retirement?
  183. DR book -Christmas gift
  184. DR-Emergency fund rules?
  185. Planning for unknowns?
  186. disrespectful to DH or good idea?
  187. Question about C.Cards
  188. Should I stop my 401K contributions?
  189. I am giddy! LOL
  190. New to DR, husband, and questions (LONG)
  191. Yah, so I manipulated him to see it MY way
  192. So "Zero Based Budgeting" works...
  193. I'm so excited!
  194. BEF/car repair... advice please
  195. Debt Free next year!!!!
  196. Stupid tax
  197. Frustrated with the Baby Steps
  198. Murphy came to visit (major $ setback in baby steps) :(
  199. Feeling overwhelmed and down tonight :(
  200. Personal commentary on the baby steps
  201. I'm frustrated!!!
  202. I'm a Groupie!
  203. Mortgage vent
  204. Newbie just ordered Dave's FPU on CD
  205. Re~defining our goals
  206. Cdns. - Does DR's $100 method work here?
  207. Budget a la Dave Ramsey!
  208. DR budgeting...
  209. Should those of us on step 2 REALLY not contribute ANYTHING to retirement right now?
  210. DR's "Financial Peace" CDs came today...
  211. The book!
  212. The book!
  213. Ready to quit
  214. What do you think?
  215. Books on sale at his website.
  216. DR free podcasts...
  217. DR Not for Canadians???
  218. How much do you allocate to "blow money"
  219. FPU On-line?
  220. Seeing Dave Ramsey
  221. For those with a spouse that will not get on the same page
  222. Debt free
  223. question about raise
  224. What's Dave stance/teaching on doctor bills
  225. Expanded Baby Steps - Stolen from MYTMMO.com
  226. New and need advice
  227. What is the hardest part of getting debt free?
  228. need advice also wanted to know more about Dave Ramsey program
  229. Ack! What will I do? (dr.com site down)
  230. Does Anyone Know of a Canadian Dave Ramsey?
  231. Have you read "The Total Money Makeover"
  232. GREEBO and CEASHELLS! Dave wants to hear from you!
  233. I heard about this shooting on Dave Ramseys' talk show
  234. We had our first budget meeting last night
  235. How much to target for retirement (baby step 4)
  236. How do you stay on a budget???
  237. Need Some Opinions on Selling Everything
  238. Finally!!!!! Got my baby EF fully funded!!!!
  239. Budget help for WIDELY varied income???
  240. I get to play teacher!
  241. Dave's plan
  242. Credit counseling service advertisement on Dave's show?
  243. So many forms!!! UGH!!
  244. My 5 year old recognizes Dave Ramsey's voice!
  245. July 07 - July 08: A Year in Review
  246. Ramsey's Rant
  247. Need help
  248. Term vs. whole/universal life
  249. Advice on renting vs. buying?
  250. Selling my car!

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