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  1. An irritation from budgeting "off" month
  2. Best choice to put ex-job 401k in....
  3. Budget
  4. Envelope Question
  5. Introduction
  6. Source of Dave Ramsey claim
  7. Debt Snowball
  8. The Great Recovery!
  9. Trying to Prioritize
  10. Using envelopes
  11. Dave Ramsey Message board?
  12. 2017 debtfree
  13. 3% Interest for 6 Months
  14. Here we go...
  15. Could use some advice.. Moving / P/T work
  16. Whats your blow money amount?
  17. Can you go to jail for not paying your debt?
  18. Baby Emergency Fund
  19. Wife Wants to Buy Car B4 Doing Debt Snowball (AND Pressure from In Laws to Buy)
  20. Not having a car payment
  21. Dave's Christmas Giveaway
  22. Has Anyone Done a Payment Plan with the CC Company?
  23. Cancel the Credit Cards?
  24. Timing of payments?
  25. The 12/12/12 project!
  26. I've wittled away a $2700 hospital bill to $700....but
  27. How I am doing?
  28. Speaking of Craigslist...
  29. Financial Peace University
  30. Need a little cheese with this whine
  31. Getting unstuck
  32. Sold the motorcycle to pay off truck!
  33. Charged off debt and car repairs....just starting out.
  34. Minimum Payments and the Debt Snowball
  35. Mixed emotions...
  36. Ramsey quotes the Bible...
  37. I took a Stand!!!
  38. Just getting started!
  39. Giving during BS2
  40. To bless or not?
  41. Budget Check-Up? :) Thoughts, Please?
  42. Getting Gazelle using Craigslist! :)
  43. murphy
  44. What's Dave say about Medicaid??
  45. New mortgage with student loan debt still?
  46. mortgage? should i or shouldn't i??
  47. Yippie, Made 315.00 Today
  48. My Journey Through Life, One Baby Step At A Time
  49. Payoff low interest loans??
  50. Pay debt or sink fund??
  51. Does anyone else get annoyed with Dave Ramsey?
  52. Financial Peace U.. Why?
  53. What would Dave say? (tax question)
  54. How Do You Feel About Signature Loans
  55. Paid off hubby's student loan!!
  56. Pay off mortgage even if house is upside down?
  57. Car Loan
  58. My Total Money Makeover?
  59. Income question and budget critique
  60. To keep the car or let it go.
  61. Questions: kids, cancer, debt...
  62. Everyday I am getting closer to calling DR
  63. I Listened To DR All Day
  64. 401k Contribution vs. Debt Reduction
  65. I love daves radio podcasts
  66. Lightning struck the house yesterdaY - First Emergency
  67. Confessions of a shopaholic
  68. Monthly Budgeting Question
  69. Update on DR Paydown - Some Snowballs!
  70. Some ?'s about Dave Ramsey's plan...
  71. The Great Recovery!
  72. I've fallen in love with a (tiny) house... please help!
  73. A 1 year to the date check in on our progress
  74. Our Budget
  75. "All situations are different" attitude
  76. What does Dave say about combining finances?
  77. Dave's new book/ Friday's call
  78. $10 Sale on Dave Ramsey Merchandise this weekend
  79. Me and DR this weekend...
  80. Has anyone tried the "e-meals" that's advertised on Ramsey radio?
  81. Having a HUGE yard sale
  82. Hello from a newbie
  83. Bank woes
  84. Good bye, my cc.....hope you like collecting DUST!
  85. 1099-c
  86. Questions about Giving & Saving
  87. what would dave say?
  88. inspiring blog post; living like no one else
  89. Dave Ramsey: Baby Step # 1
  90. Dave Ramsey Classes?
  91. Just Starting the DR Plan
  92. Update, debt snowball
  93. Student Loans or House Down Payment?
  94. New to this group
  95. Bank credit card - what would you suggest?
  96. low(ish) risk house savings question
  97. Who's on step 6?
  98. I did it!!!!
  99. Just paid off one student loan!!!
  100. Interest capitalization
  101. Down to last debt in BS2 and
  102. Dave's 2011 tour ~ Colorado Springs!
  103. The beater thread
  104. Newbie - seasonal income and DR
  105. Credit Scores and the DR way of life, can they coexist?
  106. An ironic wee story...
  107. BS3 Question?
  108. How to approach student loans
  109. I hate you today Dave...
  110. Just started this and I wanted some budget help
  111. Another blessing for us!
  112. The 11/11/11 Project
  113. accepting a gift
  114. My friends think I am crazy (they are right!)
  115. how to know if i am in "crisis mode"?
  116. new to TMMO but on Step 3 need advise
  117. Financial Peace Jr arrived ;)
  118. Share Your Emergency Fund Stories
  119. Called in 2 hits hits today & got some good future news :)
  120. We are almost to the end!!!!
  121. tax question...
  122. Dave Ramsey teacher
  123. husbands slipping off track-yikes!
  124. "sleeping debt"
  125. Gazelle budget software?
  126. Dave Ramsey Web Site Questions
  127. Non-cash expenses in cash categories
  128. Figuring Emergency Fund Question
  129. My history and current situation...where to go next
  130. three steps forward ....one back
  131. what would you do?
  132. Tell me again, why BEF over large credit card payment
  133. My situation
  134. We're just starting..need prayers?
  135. Car Question for a friend
  136. 2 weeks into the DR way of life... so far so good...
  137. Need Car Advice
  138. debt snowball advice
  139. Has anyone ever used.....
  140. What would DR do? "extra car"
  141. Living life the Dave Ramsey way means...
  142. Dave Ramsey is half right
  143. Just Starting Need Help With Budget
  144. 667 short to pay off cc's this month
  145. Pay Off Student Loan in Full or Over Time? - Please Help
  146. Starting Out
  147. I'm not sure where to start....
  148. What do you think of my budget? Suggestions? Comments?
  149. Where did Dave Ramsey go??
  150. What does DR consider a fully funded EF?
  151. Working towards early retirement...
  152. paid off the TRU visa
  153. Debt or retirement?
  154. Maybe not the same page...
  155. Paid off the visa
  156. Bankruptcy or Not
  157. Not just a snowflake but an Avalanch!
  158. Should I dip into my baby emergency fund??
  159. Off Topic - disaster preparedness
  160. Financial Peace Jr
  161. retirement while in snowball?
  162. got a christmas card from Dave !!!
  163. Saying Hi
  164. should we move?
  165. Debt snowball and savings
  166. 12 Deals of Christmas
  167. advice needed
  168. Does anyone know...
  169. Is it worth it to even try to convince someone?
  170. Where to Keep the EF?
  171. FPU On Sale for Veterans - Today Only!
  172. Is $1k Baby Em Fund enough?
  173. Refinance or not?
  174. DW wants financial advisor...
  175. a benefit of debt snowball
  176. Just starting out with DR
  177. Can't get rid of Stuff...Yet.
  178. another one bites the dust
  179. New here!
  180. need your help/advice on a debt settlement
  181. $1000 negative monthly where do you begin?
  182. Wooohooo!!!!!!
  183. How did you get Gazelle Intense?
  184. SUPER gazelle this month!
  185. Need advice on grad school
  186. College Savings
  187. do you listen to dave radio show ??
  188. Dave's coming back to town!
  189. Cancel my credit.
  190. emergency fund: $500 or $1000
  191. Finally moved in and have a couple minutes to update
  192. bad mail day
  193. Bank rewards me with new credit card...
  194. Does DR plan really work?
  195. I'm Excited To Go See Dave!
  196. Am I going crazy...or just becoming weird
  197. Gazelle intensity!
  198. life insurance and health insurance
  199. Have to pat myself on the back, we're working the DR plan
  200. Free DR book w/shipping - 9/21/10 only
  201. Dave Ramsey TTMM Book Special! (Today only)
  202. Dave Ramsey Childrens Books
  203. credit card payoffs
  204. Credit Score & House vs. Family & Marriage
  205. First FPU class tonight...
  206. Student Loan = DONE!!!
  207. Fpu
  208. Closing those credit card accounts
  209. Mortgage after a short sale
  210. Emergency Fund
  211. Upside down on Automobile....
  212. Feeling Resentful Over Double Standard
  213. Home Equity Loan or Refinance or Neither - opinions ?
  214. Fun money and kids allowance
  215. Nervous to go Gazelle Intense
  216. Debt Snowball, order
  217. Debt & Guilt
  218. Bill from 10 years ago
  219. new to the site, and question regarding gifts
  220. Starting a family
  221. Online vs in person
  222. HELP!!! They are trying to have me committed!!
  223. Quick question?! Validation Letter Needed
  224. mobile home with land at tax auction
  225. clever ways to get rid of debt -article
  226. extended warranty
  227. FPU: the career lesson
  228. Dave says have a garage sell
  229. Dealing with Collection Agencies for Student Loans
  230. Dave was right.
  231. Going gazelle
  232. BS2 minor deviation
  233. Saving for franchise vs paying off student loans
  234. Suggestions or Thoughts
  235. fully funded emergency fund (planning)
  236. Daily spending to the penny - July 2010
  237. Requesting your help - and accountability
  238. investments
  239. Withdraw from IRA
  240. Legacy drawers
  241. More house dilemmas
  242. 401k Investment Question
  243. loan against life insurance
  244. Need some critical advice on what to do next. Any Dave Ramsey Experts out there?
  245. Out of debt, emergency fund established...now what?
  246. Another student loan question
  247. Completely Lost
  248. envy
  249. So happy we get DR again!
  250. Fighting Off Boredom