This system is so simple and making so much more sense to me:

http://hometown.aol.com/dsimple/spendingplan.html

Thanks for the link Heather. I have often wondered about the envelope system.

Thanks Heather !!!!!

Thanks Heather!:) I never really tried this system...but I would like to try. I had a friend who always did this for years and she was really good with saving money.

I love this system!I've gotten off track with it recently but did awesome using it.Ha ended up paying for my kitchen to get remodeled,carpet put in and new windows with the savings.I really think its a great way to save.

Sounds like something I need to try! Thanks!

thank you for the helpful link.
I have saved this to show to DH and also to read the information.

another little gem from back awhile.