Finally my DH has gotten the extra $$$ we have been waiting for, and I have my $1000 in the EF :) Yeah

Now to start on that debt snowball.

I did think we would have more money to start this with, but for some reason we are behind in our budget this month. I have to go back through and figure out where that extra went.

But.. yeah I am on my way! :)

That's great news, congrats and keep up the great work! :)

That's wonderful! Good for you :)

That's great! WTG!

Congratulations!! That's a huge step to get the bef in place. :hurray:

Good for you! :thumb: An emergency fund is a wonderful thing to have!

You will be sleeping a lot better with that in place.

WTG !!

Great job!


--Michelle

that's good to have an emergecy account.:cheer4: anything can happen

im thinking that i should give these baby steps a try. they seem to work very well. congrats on finishing off that first one!

im thinking that i should give these baby steps a try. they seem to work very well. congrats on finishing off that first one!

If you have not tried the baby steps, I highly recommend it! Even though the EF is only $1000. I definatley feel better just knowing that it is there. It has actually jump started a lot of our other finances.

Good luck!! :)

:congrats: That is awesome! You are on your way!! Let us know how BBS 2 is going :)

Good for you!!!

cool. good job. it's nice having $ in the bank.

OOOOOOOOO car repairs hurt the EF although I am VERY happy that we had it. Now I have to build it back up again and it seems even harder to do this time.

I think I need to try and have a garage sale.
I love going to them but we never get any people. I am going to have to try and talk some friends into making a multi-family sale.

UGGG

I just started reading TMMO, and I think it is going to be a life-changing book! I am right behind you!

OOOOOOOOO car repairs hurt the EF although I am VERY happy that we had it. Now I have to build it back up again and it seems even harder to do this time.

I think I need to try and have a garage sale.
I love going to them but we never get any people. I am going to have to try and talk some friends into making a multi-family sale.

UGGG

:thud: car repairs are nasty little things :thud:

I think a garage sale would be a great idea - this is the time of year for it, and with enough advertising - maybe you'll get a decent turn out!

never hurts to try!

Reading the TMMO and following the Baby Steps most definitely changed our lives. We are now debt free except the house and are on BS #6. :mdance: Without this plan we would never be this far and have this much stability. We now live a cash only and simplier life and have more peace of mind then ever before. We are much happier. It is worth it. Dave Ramsey's Financial Peace Book is also another highly recommended read.

WTG! They say the first step is always the hardest, that's a big accomplishment and it will help you sleep better. On to the next! :)

Good idea to go over the budget and find out where the extra went. Its always amazed me when I wasn't watching so closely, how quickly the money disappeared. I have to really play the money police around here. :D

WTG! I'm not quite there yet...but working on it, feels great to be saving!

hey, congratulations. That is wonderful. Keep up the good work.

Way to Go! :fdance: I just finished TTMO and will be starting BS 1 shortly. I am looking forward to becoming debt free except for the house.

Woo-hoo!! Keep up the super work! :D

Good for you!!!!!!:cheergrl:

Congratulations!!