im venting, and any advice is welcome

it seems bad things always happen in clumps and good things happen when the moon is blue.

we were just getting used to paying everything and having a normal paycheck of XXX amount of dollars a week. last month it felt so good to pay everything. Then this month it seems everything will out the window!

1.) okay mom is dealing with breast cancer, instead of just radiation its radiation and chemo treatment
2.) im alsmost 8 months pregnant and didnt get nearly anything i needed at the babyshower mostly clothesi only got 2 things i asked for on the registry
3.)my landlord wants rent from september we were supposed to be doing central heat and air in another home of hers, and saved her money on equipment she changed her mind, took the equipement back and now wants the rent from september thats $835
4.) because we arent getting central heat and air as discussed with the landlord now i need heating oil thats $800
5.)i decided to sell one of my dogs this morning..he cost $700.00 (last year..things were different) and im asking $300.00 the best offer i have gotten so far is from a sweet girl offering $200.00
6.) then my husband calls and states that his company is now taking health insurance out of his check $130.00 a week!!!!!!!!!!!!!

i was already trying to figure out how to get oil, christmas gifts, babystuff extra rent and now im short $560 a month..what is a person supposed to do? my husband cant understand why im so depressed and grumby about the whole thing..he says we'll manage..i dont want to manage and struggle i want to pay the bills!

i cant get a job im 8 momths pregnant, i cant get a job afterwards because by the time i have paid child care and gas its not worth it...

Can't be much help to you, but big hugs coming your way! Why is your husbands insurance so expensive? That seems more like a monthly charge than a weekly.

Don't have much suggestions.. a few maybe
~about the rent. Tell the landlord that it was already agreed and now you are behind. So see if she will let you break up over the months
~regarding baby stuff.. have you ever freecycled?
~the $130.00 is a lot.. sorry no idea there
~regarding your mother, I will send good wishes and prayers.
~for you I will keep you in my prayers, everything, I am sure will figure itself out. Sometimes, things always look bad..
Here in GA sometimes, you can take a house bill and get the Catholic church or the Salvation Army to help you with it.
I send you the best wishes during this time

thanks
i find it high too, its family health, dental and vision. i put off buying our own because this company offered it, and we were under the impression that since he is a supervisor he doesnt pay for health insurance..i guess we got the wrong impression

might have some good news..i had a guy call about the extra car we have for sale im hoping to get 1250.00 for it that will cover the past rent, and will help out with the oil.

i have 60-70 gallsons of oil now for heat and hot water..and its still hot this ocotber in VA, maybe we will have a slow cool down into november.

thank you

i know on the past rent we can make payments but now with the extra $130.00 gone that would have gone towards making payments on rent and oil...

the good thing is we spent alot stocking up the kitchen with food last week..so i probably wont need much more then bread and milk for awhile

Sorry, not much help, just wanted to send a hug your way.:hug2:

Being 8 months pregnant doesn't help, I know I was an emotional basketcase at that point. I do second the things lwlynch has suggested, they are great ideas.

Can't be much help to you, but big hugs coming your way! Why is your husbands insurance so expensive? That seems more like a monthly charge than a weekly.

Her 130.00 is still cheeper than my DH insurance deduction. We have major medical/prescription/dental/eye all for a whopping 786.00 per month for a family of 4. I used to complain about it, but got to admit was nice only paying less than 40 thousand on DH 200 thousand dollar heart surgery!!!!

What baby stuff do you need? Babies really only "need" a few items other than a loving home and parents. You could take the clothes back to stores for credit and get what little you do need:

No Crib - newborns can and have slept in drawers stuffed with towels/blankets, on on pallet created on the floor with towels/blankets

Diapers -- D NOT use disposables for so many reasons including $$$$ Spend a little bit and buy two big packs of cotton diapers, 6-8 diaper pins. This will save on the cost of disposables. Newborns don't really need plastic pants most of the time, I got by with a few nappy covers.

No Bottles - nurse, or if like me you can't/won't nurse, invest in small quantuty of sturdy good quality bottles and wash/steralize daily. (not the cheapo ones are dollar stores)

Wash tub - you can just use the sink, or little ones can just be sponge bathed

Wash clothes, towels, blankets, etc - babies don't care, just use what you have on hand.

No stroller - carry baby or make a sling from an old sheet.

No Car Seat - contact your local social services office, many have donations for people in need. Ask friends if they have one you can have (from an older child - always research used babyseats with the manufacture website, if recalled you can get a new seat in exchange!)

Formula (if not breatfed) write/call manufactures asking for coupons.

Babies need so little and give us so much in return.

Good Luck

I have a girlfriend (its the same one not different ones) anyway she works for a police station and they got grants for baby car seats. I would start calling all local police, firefighters, sheriffs even out of district to see if they have any available. I am sorry everything hit you at one time. I Hope you can unstress yourself and have a happy healthy baby.

I'm sorry this is such a difficult time for you:( It should be the happiest.

Do you have a wick office? They give you free formula for the baby, they also give you free vouchers for milk , cereal, chesse .peanut butter and juice for you while pregnant. If you breastfeed they continue to give you vouchers for food after they baby is born.

Your local welfare agency may be able to help you with carseat and other baby items. Most at least know where you can get them. There are agencies that can help.

Your local township trustee may help get back bill caught up, since it sounds like your family doesn't make enough to cover all your expenses. They are set up for these situations.

I hope some of this is helpful to you. I will say a prayer for you and your dh. Big hugs, it will ge better:)

Check with the hospital that you will be having the baby at to see if they have a car seat program. Granted it has been 14 years since I had my first child, but when we had her the hospital had a thing where for $20 you could rent a car seat for 6 months. If the seat was in same condition when returned they gave the money back. Has for the health insurance, where my dh's works the company pays for the employee, the cost for having myself and the kids is paid by us. Our health, dental and vision costs us $190 a week, it would cost us more if we had maternity coverage on. How things are now our insurance wouldn't cover having a baby if we were to be blessed with another at this time.

Hi Tammy. I am expecting our 7 th child and I have only had one shower for my first child 12 years ago. I understand wanting some really cute new things for the baby but I have learned that they usually just end up throwing up on it lol. I go to consignment shops and garage sales and get most baby clothes. I do keep things and have hand me downs ofcourse too.We had a fire 6 years ago in our house when I was 7 months pregnant with our 4th child and we lost everything. Insurance paid for most and relatives gave us lots of things but I learned that material things are so overrated. The feeling that we all got out alive and not injured (we had 3 children 5 and under) was a miracle!! I had a couple babies in NICU and went everyday and gave them baths with no tub and only a little dot of baby wash and a bowl of water and cotton balls. They were really clean and that is the way they do it in the hospital. I have given my newborns a bath like that ever since. You really can get by with basic things. I have used the walmart brand of formula for my last 4 children and I will with this new one too. You get twice as much for the price and my peditrician said by law they have to make it equal to the "name brand" formula. He said it was perfectly fine and healthy and my babies always did fine. He said that a name brand company actually makes the formula and just packages it under the generic name. Christmas is coming and if your relatives by you any presents tell them all you want is a baby car seat. I have done that in the past and I will probably do that this year. Good luck and congrats on the new blessing!!!!! Amy

No advice to give. . .just big hugs. . .everything will work out somehow. :hug2:

You should check online, most counties have places that you can go and they will give you a new carseat if you do not have one and cannot afford one. I think it's the safety council. Check it out, they will even situate it in the car for you, so that you know that it's in properly.

Hi Tammy,
I went online and looked around for some information for you in Virginia. I found a website that looks helpful:
www.smartbeginnings.org
Here are some numbers I found
free car seat info. #1-800-732-8333
WIC #1-888-942-3663
I think the website even had a new free parent kit that you could sign up for. I hope this helps :).