View Full Version : DH laid off
tabithapatrick 01-29-2008, 11:08 AM We just bought our first house in June, and I'm due with another baby (our third, we have a 5 year old and a 13 month old as well) in 7 weeks. We have about nothing in our savings, and my DH was laid off last week. We have already been frugally living as we don't make that much anyway (he brought home $37,000 last year). We have a $50-$60 grocery budget each week and that's cutting it close. We were in the process of paying things off like credit cards and medical bills (no insurance for our last babies delivery) and were hoping to use this tax refund to pay off a few things to free up some money and help make it through. He's been working some odd jobs here and there and can collect unemployment for six months but I am worried. I can't get a job being 8 months pregnant and having a baby at home already. HUH.....just wanted to vent.....
mmy2grls 01-29-2008, 11:18 AM I'm so sorry to hear this, I hope he finds a better job soon. Could you apply for WIC or food benefits since your income will be lower now? That would help witht he food budget.
Don't know if you'd be interested but www.workplacelike.com is a forum that has leads for work at home jobs
You will get a lot of great suport here. Welcome!
MirandaK 01-29-2008, 11:50 AM Sending positive job thoughts your way!
baxjul 01-29-2008, 11:51 AM I'm so sorry! I hope everything works out for you!
mom2knk 01-29-2008, 12:37 PM I'm so sorry, sending lots of good thoughts that everything will work out for you guys ASAP!!
FrugalMomof3 01-29-2008, 01:22 PM I am sorry and hope things get better soon :hugz:
kaykwilts 01-29-2008, 01:25 PM Hopefully he can find a job as soon as possible. Don't let the worry affect your health.
IntlMom 01-29-2008, 01:27 PM awwwww, I'm sorrry. I will say that you are in good company here, as there have been several of us whose hubbys have lost their job or beed laid off. Mine lost his in June........it;s brighter on the other side, trust me! In the meantime, you are just going to have to hang on reallllll tight.
lisettelovebug 01-29-2008, 02:11 PM My suggestion: go apply for everything you can. You will most definitely be able to get HEAP, WIC and medicaid at least for you - being pregnant. (maybe for the whole family too. You may even qualify for some food stamps.
Once he goes back to work? or gets new job you may still qualify for these. In NY state, with a family of 5 (or soon to be) you can get HEAP and Medicaid (for pregnant women and children under 1) as long as you make less than $4100 a month. WIC is $859 a week - that's everywhere. The kids may qualify for Schip in your state. With making $700 a week when dh was on strike, we were paying $9 a month per child.
I know how it feels not to have control of finances, When dh was on strike and he was only getting $300 strike benefit a week it was a little scary. I was pregnant and due in a few months so I couldn't get a job. plus we had dd who was 12 months old. But it alll worked out. Dh didn't go back to the old job - he got a better one. He's losing a $1 an hour but benefits are a little cheaper and once he's not training anymore he'll be on weekend shift 7pm-7am which will make getting his classes in easier.
Everything will be ok and your family will be even closer together.
Lambie 01-29-2008, 05:06 PM Soooooooooooo sorry, hang in there, Katy
ktsmama 01-29-2008, 05:15 PM Sending good vibes and hoping that everything gets better soon!!
Good Luck and feel free to vent to us when you need to.
HappyMama 01-29-2008, 05:42 PM I am so sorry I will keep you in my thoughts and prayers. Please keep us updated and yes please apply for any benefits you can. Hugs.
Angel
frugalfarmwife 01-29-2008, 07:28 PM Will keep you in our thoughts here! You take care of YOU! Keep the stress to a minimum, go find out what benefits you're eligable for and GET THEM, that's what they're there for!
Hugs, things WILL Look up!
kj
sdrjeolsen 01-29-2008, 07:35 PM So sorry, (((hugs))) I agree with the others go apply for all the assistance you can.
thrifty gal 01-29-2008, 08:55 PM I'm so sorry. I've been there, as most have. Lots of hugs and prayers.
dolphin 01-31-2008, 11:32 PM Awe honey, I'm so sorry! I know you being pregnant makes you feel so helpless. Just keep being frugal with your money. And yes, absolutely apply for anything and everything that is available to your family right now. My dh is laid off too. He got a job a new job and got laid off 1 1/2 weeks later! It's just crazy! We are waiting on some paperwork and then we will be applying for everything too. I hate to do it but if it's helps us keep the things we have worked so hard for, then we need it.
Our county has a one time food assistance program and they also help with heating bills and perscriptions. Check out everything available and ask lots of questions to get you guys through this rough spot. Hang in there. There really is a rainbow over the horizion, I just know it!
banana 02-01-2008, 09:09 PM I sooo sorry, hang in there things will get better.
larabelle 02-01-2008, 11:13 PM Wow sometimes when it rains it pours!!!
Sending up a prayer for you.
qtkitty 02-01-2008, 11:28 PM *hugs*
Things will eventually get better they always do on this roller coaster we call life. In the mean time though definately get all the assistance you can expecially pregnancy medicaid and medicaid on your babies, that will hopefully pay for your baby to be born and incase god forbid one of your children would get sick you could take them to the dr for like $3.
If you don't already look into cloth diapers for at home use since you have 2 in diapers right now that will help with costs in the long run. http://www.thriftyfun.com/tf69871475.tip.html
kittykatstrong 02-02-2008, 01:00 AM Sending thoughts and lota of good vibes your way.
forHISglory 02-02-2008, 01:09 AM I'm so sorry. Take care of yourself as others are depending on you to be strong.
lori121 02-02-2008, 10:32 AM Sorry to hear that your DH got laid off. I would apply for anything & everything. If you apply for Medicade ask what all you qualify for.
hunertime 02-02-2008, 10:44 AM My husband was out of work 3 yrs ago and it made me see how strong I could be. I started my own cleaning business now I have 14 homes I clean. There was a song called Bring on the rain
Another day has almost come and gone
Cant imagine what else could wrong
Sometimes Id like to hide away somewhere and lock the door
A single battle lost but not the war (cause)
Tomorrows another day
And Im thirsty anyway
So bring on the rain
Its almost like the hard times circle round
A couple drops and they all start coming down
Yeah, I might feel defeated,
I might hang my head
I might be barely breathing - but Im not dead
Tomorrows another day
And Im thirsty anyway
So bring on the rain
Im not gonna let it get me down
Im not gonna cry
And Im not gonna lose any sleep tonight
My thoughts and prayers are with you and your family.
tabithapatrick 02-02-2008, 12:59 PM Thank you everyone for your support. It's very encouraging to hear some of the stories from people who were in the position I am in now. We have applied for all the assistance we can and have qualified for most even before this happened (if only I would have known!). I am going to apply for WIC, and we currently use cloth diapers, so I think and pray we will be okay. Thanks again!
Luv2BeFrugal 02-03-2008, 11:42 PM Glad you applied for assistance...keep your chin up... It will all work out fine. :)
Sending you big hugs :hugz: and sending up prayers...
momtoadiva 02-04-2008, 02:02 AM I'm so glad you are going to be able to receive some help *whew, take care of yourself and Sending good vibes your way..stay strong, it's times like these that has always brought us closer.
jamie79 02-04-2008, 09:08 AM I hope he can find a job soon
nodmicks 02-04-2008, 10:08 AM I'm so sorry! Hang in there!
ritabelle 02-06-2008, 02:30 PM I hope everything works out for you... another thought would be if family or friends are planning on giving you a baby shower and ask what you want/need, you might want to ask for grocery gift cards, as you probably have all the baby gear/clothes you need from your other baby.
|