i can i totally understand pay pal and how it works on the paying end but how does the recieving end work. how do you set it up and does it go to a credit card?? this is the part i don't understand.

It goes in your Pay Pal account... then you either send it to people (spend it) OR you can request a check from Pay Pal OR you can have it direct deposited to your checking account.

They also have a debit card now that you can use in stores and at ATMs to access your Pay Pal money.

too kewl thanks i just never checked into it. thanks for the answer to that question though. SO actually you can almost barter with that, it is money but you can send it out without ever seeing it i get it now.