My car interest was at 8 percent. I went to bankrate.com and entered the loan terms to see if anywhere offered something cheaper in my area. Voila! Two local banks had a 5.65 percent interest rates and no charge to transer the title over.
So . . . I printed out the quotes and marched it downstairs to my credit union and asked for a lower rate. They matched the 5.65 percent! I will save $15.00 a month. Not a fortune, but every little bit helps.
You might want to try it with any loan you have.
__________________
debt: (started paying off July 13, 2005 and updated often)
cc: Paid in full! 2/06
car: $8,984
House: paid off 12/04
Emergency Fund: $10,000
penny challenge: $14.50
nickels: $18.00
dimes: $60.00
Quarters: $120.00
(Most quarters rolled and given to DS for laundry at college) Over the year - over $200.00 saved in rolled change
"Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around." ~Leo Buscaglia
WTG and don't forget those cc's either, they don't want to loose your business to a competitor. Can't hurt to ask for a lower interest rate or to waive the yearly fee too.
__________________ ~~ Dee ~~ 6 Years Cancer FREE!
25 July 2003
Married to my sweetie, Jack 22 yrs.
Mama to 29 furbaby 'Katz' (as my hubby calls them LOL)
Squeaky, Nicky, Snowy, Olga, Ralphie, Sidney, Oliver, Fonz, Audra, Hoss, Peanut, Madeline, Tigger, Lissa, Alice, Poppy,Teddy Bear, Mittens, Conan, Sherman, Trapper, Radar, Maxie, Annie, Rocky, Kali (AKA P.I.T.A), Thor, Jethro and Chewy Lewy!
Don't forget to do self examinations monthly and have regular mammograms!
I need to do that Dee I keep trying to tell myself that I'll pay it off in a month or two yet, that isn't happening! LOL
Thanks,
Debbie
__________________
debt: (started paying off July 13, 2005 and updated often)
cc: Paid in full! 2/06
car: $8,984
House: paid off 12/04
Emergency Fund: $10,000
penny challenge: $14.50
nickels: $18.00
dimes: $60.00
Quarters: $120.00
(Most quarters rolled and given to DS for laundry at college) Over the year - over $200.00 saved in rolled change
Connect with Facebook
Lowered my car interest in 5 minutes
22 yrs.
Linear Mode
