Well, it's been a while since I've been on here, so hello. Last week I had a big birthday and it got me to thinking. We're both in our forties now and it's time we get super serious with our finances. We have paid off alot in the last couple months (small CC bills) but there's still a way to go. In reading everyones challenges I've decided that even though the month is more than half over it's not too late to start my own. I definitely want to do the change jar, no eating out, no spend days, ...
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