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  1. Progress!

    by , 10-13-2009 at 03:56 PM
    I made a snowball payment toward dh's car loan today for $1,120.00. Then I got a reciept and the balance is $1,815.70! Wow! That means that I only have that much more until my 2009 goal of paying off both cars and the 401K loan is finished! So, I am estimating that we'll have the car paid off by November 19th...maybe earlier! I am so so happy at this progress we've made. Now, back to my last entry where I wondered if I could take a $15,000 cut in pay? Well, we've paid over $18,000 + interest ...
  2. Drastic Cut in Pay...

    by , 10-04-2009 at 10:31 AM
    I came upon a job opportunity this week that fits what I am looking for....a real accounting job. The title is Payroll/Purchashing Accountant. After reading through the job description, I really thought I was going to love doing it. Well, I found out the pay is $15,000 a year less than what I am making now....that really took me back.

    I had to start weighing pros and cons...

    Stable job (no layoff chance)
    Close to my house (5 minute commute instead ...
  3. Haircut & Color - Cancelled!

    by , 09-24-2009 at 08:51 PM
    About a year and a half ago, I let a co-worker talk me into going to her salon to get my hair cut and highlighted. Well, I hadn't gotten my hair cut in 8-9 months before. It was really nice to have it cut and I did like the highlights. I kept going back because I liked it and was paying $100 every 12-16 weeks for the color weave and $40 every 8 weeks for a haircut. I stopped really "liking" getting my hair colored earlier this year, mainly because it's so dang expensive!! So, one ...
  4. Part Time Job Possibility

    by , 09-21-2009 at 11:23 AM
    I recently started taking classes Aug 31st at H & R Block for their Income Tax course. I have been interested in getting into tax preparation and signed up for the class. I have the knowledge I gained through my classes from college, but that has been several years ago and I have not applied any of it. So, I thought what better way to earn extra cash and get some experience in a job that could turn into a great opportunity once I'm laid off.

    The classes have been pretty basic ...
  5. Preparing for the Layoff

    by , 09-20-2009 at 11:20 AM
    Well, 192 days until my job as I know it is officially gone. That's basically 6 months. I am taking full advantage of the extra long lead time that I have been given. I have assessed our situation and here's what we need to do.

    1) Save up as much money as possible between now and then. We have about $6,000 in savings at this time, we're shooting for about $10,000 more.

    2) Finish paying off Dh's car like we set out to do in 2009. We are making good progress at this ...
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