Budgeting is affecting every aspect of my life.........
by, 06-17-2009 at 11:06 AM (3544 Views)
Who wudda thunk it??
I feel more organized lately & I'm pretty sure that it comes from feeling more in control of my finances & spending.
I know I'm only into my first month of this budgeting thing but I'm already seeing a difference in other aspects of my life.
This, I did not expect.
I'm getting back to my meal planning & am currently working up a new month's menu so that I'll have it in place for the month of July.
I used to do this on a regular basis, but I let it fall by the wayside.
I love having my menu planned out. Then I don't have to think about it. Which is wonderful.
I also don't feel as much 'upheaval' (?) lately.
I also think this comes from living within our budget perimeters.
I've always heard that finances is the number one cause of divorce and arguments between spouses, but I would never have thought that it crossed over into so many other areas of our lives.
Even though our EF isn't nearly funded, I still feel more 'at peace' right now than I have in a very long time.
I think just having a plan in place has helped to start a series of actions in motion that has filtered into other non-financial areas of our lives.
Just as when you are overrun with debt and not making enough money to get by, can have the opposite, negative effect.
On a sidenote~
Mike came home Monday and said that his work had had their monthly meeting.
He said that there were a couple people there from the 'main office' out of Nashville and they are looking for people to go to Afghanistan & Iraq on a voluntary basis to go and help out with the Army Corps department there.
He mentioned that it would be a great financial opportunity for us if we were to decide for him to go for 6 months because he would be earning time & a half plus all the added money that he would earn just for being there.
I'm not sure how I feel about this. We haven't sit down to discuss it further, but I did make a comment that money isn't everything.
I just don't know at this time.
I've been through more 6 month deployments than I'd care to think about in the last 19 years with him being active duty Navy, but it would be an opportunity for us to become completely debt free (with the exception of the mortgage) and put away a considerable EF.
I'd love to hear feedback from anyone who would like to add their opinion.