Budgeting is affecting every aspect of my life......... - Blogs - Frugal Village Forums
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cheles2kids

Budgeting is affecting every aspect of my life.........

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by , 06-17-2009 at 12:06 PM (3580 Views)
Who wudda thunk it??

I feel more organized lately & I'm pretty sure that it comes from feeling more in control of my finances & spending.

I know I'm only into my first month of this budgeting thing but I'm already seeing a difference in other aspects of my life.

This, I did not expect.

I'm getting back to my meal planning & am currently working up a new month's menu so that I'll have it in place for the month of July.
I used to do this on a regular basis, but I let it fall by the wayside.

I love having my menu planned out. Then I don't have to think about it. Which is wonderful.

I also don't feel as much 'upheaval' (?) lately.
I also think this comes from living within our budget perimeters.

I've always heard that finances is the number one cause of divorce and arguments between spouses, but I would never have thought that it crossed over into so many other areas of our lives.

Even though our EF isn't nearly funded, I still feel more 'at peace' right now than I have in a very long time.

I think just having a plan in place has helped to start a series of actions in motion that has filtered into other non-financial areas of our lives.
Just as when you are overrun with debt and not making enough money to get by, can have the opposite, negative effect.

On a sidenote~
Mike came home Monday and said that his work had had their monthly meeting.
He said that there were a couple people there from the 'main office' out of Nashville and they are looking for people to go to Afghanistan & Iraq on a voluntary basis to go and help out with the Army Corps department there.

He mentioned that it would be a great financial opportunity for us if we were to decide for him to go for 6 months because he would be earning time & a half plus all the added money that he would earn just for being there.

I'm not sure how I feel about this. We haven't sit down to discuss it further, but I did make a comment that money isn't everything.

I just don't know at this time.
I've been through more 6 month deployments than I'd care to think about in the last 19 years with him being active duty Navy, but it would be an opportunity for us to become completely debt free (with the exception of the mortgage) and put away a considerable EF.

I'd love to hear feedback from anyone who would like to add their opinion.

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Updated 06-17-2009 at 12:09 PM by cheles2kids

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Comments

  1. omalleyc's Avatar
    It's amazing how focusing on our finances can make us feel so at peace. I felt the same way when I finally started getting a handle on our financial situation.

    I'm sure you and your husband will decide what's best for you but I would be too nervous to agree to letting my husband go over there. The money would be nice but at what cost? Of course, I'm a chicken when it comes to taking risks so I'm not sure I'm the best to throw my opinion around about the opportunity.
  2. gapeach's Avatar
    I too am a Navy wife, albeit a retired Navy wife. I always worried about my husband when he was deployed but I learned to put my faith first and he always came home! My suggestion is to think it thru and list all the pros and cons and weigh them carefully.
  3. Debbie-cat's Avatar
    Way to go for being in control of your finances and that is exactly why you are feeling so at peace.

    You are right....sometimes money isn't everything. Make sure you and Mike talk it over carefully. Hugs to both of you.
  4. cheles2kids's Avatar
    Quote Originally Posted by gapeach
    I too am a Navy wife, albeit a retired Navy wife. I always worried about my husband when he was deployed but I learned to put my faith first and he always came home! My suggestion is to think it thru and list all the pros and cons and weigh them carefully.

    Nice to 'meet' another retired Navy wife!

    As for the pros & cons, that's exactly my plan.
    He hasn't brought it up or mentioned it again, so right now I'm hoping he's in his 'cooling off' period and allowing himself to take a step back and think through things a bit more clearly.

    But we'll see.
  5. cheles2kids's Avatar
    Thanks ladies for all of your insight & advice. I appreciate you taking the time to share with me.

    I'll keep everyone posted as to the decision we make, but whatever it is, it won't be anytime in the immediate future.

    (((((Hugs)))))