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Burning A Hole In My Pocket

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by , 10-21-2013 at 11:00 PM (4928 Views)
I am trying not to beat myself up for my months of squandering cash. I navigated my way back to FV to rekindle the love of frugality I once had, and to review the Challenges that I have not attempted in a long, long time.
I look around my home and I see all this stuff I've collected. Stuff, such as knitting pattern magazines, that I certainly don't NEED but felt I truly wanted when I bought them. Magazines full of patterns that I won't ever knit. How sad is that?
There's other stuff, too. Knick knacks and things that are collecting dust and have no real appeal to me. Oh my....what has happened to me?!
As for things like debt repayment, well, I've managed to mess that up, too. Credit card is maxed again. I've also added to my monthly expenses by having cable and internet reconnected, for entertainment. *sigh*

Has anyone else fallen off the Frugal Wagon in a big way?

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  1. frugalforever's Avatar
    Dear C:

    I got into that rut a few years ago. Now, I am more frugal. I got rid of the cable and home phone and just use the internet and a "Dumb Phone." I usually only buy what I need. I try to use what I already have in my home. Internet for entertainment and tutorials on everything I ever wanted to learn. Youtube is great for this. Sewing on a sewing machine is becoming my new hobby. I go to thrift stores to buy 100% wool sweaters. I either use the sweater as is or make leg warmers, mittens, scarves and hats for winter. It makes me feel good when I can do something myself. I learned a lot of a website called "Tiphero.com" and I am a regular on that site. My Screen name on there is Earringdesigner. Check out my posts, you might learn something too. Yes, making earrings is also a hobby of mine.

    If you know that you are never going to use things that you have bought in the past. Donate them to the Salvation Army or Goodwill. You will be able to write these donations off your taxes, thus, making a little extra cash at tax time and making you feel better about yourself for helping another person. If you can have a yard sale or a "swap" at your house also good. I have received clothes and other stuff at "Swaps." Stuff I really needed and got rid of stuff I didn't want or need. Or you can wrap them up and give them as gifts to others who would enjoy knitting and patterns etc...donating magazines to nursing homes is a wonderful deed. There are always people who can use stuff you don't want anymore. Just make sure you take your name and address off the magazines.

    Don't use your credit card unless absolutely necessary. For example: you don't have the cash to buy two new tires for your car. Charge it or pay half cash. when you pay your credit card bill. Try to pay more than the minimum amount. Then two weeks later pay some more, you will have it paid down sooner than you think.

    I hope some of these tips are helpful to you. I have so many more to save money on groceries and how to make shampoo last longer. Go to tiphero.com and check out my posts.

    Let me know how you make out C.

    Good Luck.

  2. KimB's Avatar
    Joining the challenges is a big motivator for me. It is so easy to go back to old bad habits. It is helpful to have like minded people supporting you and sharing their wisdom.
  3. frugalforever's Avatar
    Quote Originally Posted by KimB
    Joining the challenges is a big motivator for me. It is so easy to go back to old bad habits. It is helpful to have like minded people supporting you and sharing their wisdom.
    Always make it like a game or another Adventure!
  4. cspp04's Avatar
    Motivation....that is definitely the key. I often sit and think of all the things I can be doing to use up, re-use, what I have around my home. But I haven't earned any gold stars lately in starting or finishing projects. I think I'll make a running list of what I want to do.
    Interesting about using 100% wool sweaters to make items. I thought about that the other day. I also took a quick peek in my closet to see what clothing I can re-purpose into home decor items.