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whew. almost done paying back the debt incurred over the summer. i had home repairs done over the summer with no regrets. i planned and executed going into debt. the condition of the house was "bringing me down" spiritually and emotionally. it was so worth it.

now the house is uplifting and a joy to walk into everyday.

president kimball (?) said the commandment "fix up and paint up your property and take good care of it" so true. psst.. But, ...

Okay so the Christmas budget has already been blown but here is my attempt to keep track of it.

Christmas shopping list:

Kitchen $190 BOUGHT
Table and chairs $180 BOUGHT and saved $80
The rest of nephews presents $85 BOUGHT over by $10
Brain toys $50 BOUGHT over by $10
Play-dough thing and drawing stuff $70 BOUGHT, no drawing stuff as we have spare paper, saved $50
Books $25 BOUGHT over by $15
KK presents $150 BOUGHT, saved ...

Well this blog is a results of a finacial slap in the face a recevied...unfortunately it has taken me years since that slap in the face to get to the place where I am now.

My history in a nut shell...

DP and I have been together since we were 16, instead of doing the smart thing and staying at our own houses with our parents and finishing a degree we both got jobs and wanted to move out together. Fast forward 4-5 years, 3 cars, two moves, and a few vacations later ...

...to bust my eating out budget!! Can we say serious issues!!!

Here's a rundown on the eating out activity for December:

12/1: Mr Goodcents $5.03-dinner-sub sandwich, chips, drink (could have eaten at home before class)
12/2: Spangles $5.77-breakfast-breakfast bowl, large drink (this was unecessary)
12/2: Old Chicago-$27.00-dinner-Fish & Chips, 2 Captain/Pepsi's (met a friend)
12/3: Samurai-$8.46-lunch-teriyaki steak meal, drink (bad day at ...

Well the end of the year is fast approaching and I am still not in a comfortable place financially. I am paying down debt(just not as fast as I would like). I have elimanated some small debts, got some of my jewelry out of the pawn shop. Sold some more gold yesterday for $1800. So that brings my total around $4600 so far for gold and silver sold. I still have some more scrap and rings that I am going to remove the stones and sell the gold as I do not like the setting or do not need the pieces. I ...