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  1. A season for change

    by , 09-01-2013 at 11:11 AM (My Journey on the Frugal Side of life)
    September, a new month, a new season, a good time to make some positive changes. They say it takes from 21 to 30 days to break an old habit. Since there are 30 days in this month it is a great day to stop talking about change and Just do it.
    So what negative habit can I change into a positive one?
    Start by asking yourself what are my goals in life? What goal do you want to focus on this month?
    My goals are debt repayment, eating healthier, and deepening my spiritual life (finding ...
  2. Already Sept 1st

    by , 09-01-2013 at 10:04 AM
    How did this happen? I'm no closer to my goals than I was 6 months ago. Missed 4 days of work this week. I did work yesterday from 8-6. Off today; only have to work 4 hours tomorrow; off Tuesday; then working 4 days in a row (Wed-Sat) from 8-6. It's going to be a long week. Trying to spend next few days getting meals planned, groceries purchased, and getting house all picked up. I'm sure the days will go by way too quickly. Once I work 8-6 it is very hard for me to do much of anything except ...
  3. Yhprums's Law

    by , 08-31-2013 at 02:53 PM (My Journey on the Frugal Side of life)
    Thank you Frugal Villagers for keeping DH and I motivated to pay off our debt.
    One of our car loans was paid off in full this morning! Good feeling! Another snowball payment available barring any Murphy visits in September. ( Since I've never taken a Dave Ramsey class I needed to look up what this guy Murphy was all about- Murphy's law - Now I get it. "If anything can go wrong, it will". Interesting to learn how sayings came to be. As far as Murphy's law I think it is too negative ...
  4. Oh what a relief it is!!

    by , 08-29-2013 at 09:58 PM (My Journey on the Frugal Side of life)
    The state surveyors have left our building and we are citation free!! I hope I can finally get a restful sleep tonight.
    Probably a good time to ask about my annual review and potential raise
    DS and DD caught me in just the right mood. I paid for each of them to fill their gas tanks.
    DH was at a golf tournament all day. He won enough to have a free day of fun.
    Our respite client didn't come to the house as scheduled so that is a $75 loss of income.
    I'm saving ...
  5. Can't sleep...

    by , 08-28-2013 at 05:39 AM (My Journey on the Frugal Side of life)
    State surveyors are at my facility this week. I felt confident while they watched me perform nursing procedures and I wasn't nervous about the questioning on policy and procedures... Until now... I keep replaying what I did and said in my mind and wonder if what they were jotting down on their pads. I guess my anxiety is just kicking in a bit tonight. I do my best each day and do what I was trained to do (so why am I stressing about this??)
    I was allowed a couple hours of overtime at work ...