I have doubled my efforts to save more and spend less this year. A new saving pattern for myself and my household. So far, our furnance needed repair. We need some major car repairs which we have already estimated to be about $650.00. I had some extra insurance taken out of my check, so I do not have as much money to pay with. I cleaned out my closet, drawers and even my craft area. I dontaed everything(I might be a secret hoarder. I hope not). Despite some of the setbacks, we are still...

For those who followed this last year, I have reconstructed it, but on Blog Spot.

The link, for anyone interested, is:

http://mad-hen-creations.blogspot.co...ry-7-2012.html

Well, I have mostly organized my room- walk in closet, drawers. I went thru my clothes and have lost enough weight that I am down at least a size in pants. I did join the gym(under $10 a month) I am clearing the pantry and getting ready to sell some items. I wanted to get organized because once I start work again I will not have time. I am praying about the job. I have a tentative offer but the pay is much lower here in the Sacramento area. I really do not want to travel but may have to in order...

Raleys:

cutting boards (2) $3.74 ea
beef jerky (2) $6.99 ea
smoked Gouda (.51 lb @ $9.99/lb) $5.00
macaroni salad $2.99
duster cover $4.79
Half and Half (qt) $2.65
Half and Half (pt) $1.49

Save Mart:

sparkling water (2 4-pks) $2.99 ea
sparkling water (3 lg) $.99 ea
sparkling water (2 lg) $1.39 ea
small can of green chiles $1.69
cream of mushroom soup (2 cans) $.89 ea
cream of chicken soup...

As we enter 2012, I look back on the goals I set for 2011 and see there were many things that threatened to kick us off track yet we perservered! We reprioritized our household and our lives and were able to knock out 85% of our debt within the year.

As I look forward to the upcoming year, I realize that focus and determination will be necessary to meet new goals but writing them down and revisiting them throughout the year is of the utmost importance.

Goals for 2012:...