Financial crisis averted. The second opinion on the dental work revealed it was mostly cosmetic and only one area needed a watch on it. Dentist said to come back and see him in 6 months.
Financial planner is great! Can't go into details because we signed a confidentiality agreement, but I can say she is worth every penny. She is helping us unearth and deal with things that need serious consideration prior to retirement.
I also decided to look at my medication this
I use to buy at least 4 Sunday papers to get the value of couponing. I would download coupons, carefully watch every sales, keep up with points, take surveys in order to save a buck. Though I am still very frugal, I have cut back on a lot things that I use to do. I do not buy the papers anymore. I more careful in what I do buy. Now I just buy the inserts, which saves me 10.00 per week. I print out more coupons since I am able to get my ink at a discount. I would prefer to buy individual
I realize this after 3 nights of procrastinating cleaning my room..tidying up the shopping bags & organizing their content.
I have been putting it off because I want to enjoy my small staycation at home.
But looking at all that mess doesn't make me happy indeed.
I decided to drop everything & begin cleaning, organizing. It was tiring, but the results made me feel good,peaceful & calmer.
I realize that being organized means that I'm loving myself & want
Today is nice & sunny..
I went to do grocery shopping, had a nice lunch (frugal price but tasting good) and also stopped by the Gadget store to check an android phone with auto focus camera but it's out of stock.
I also stopped by at a Chinese stall to buy steamed dumplings (dimsum) & yogurt at a small dairy shop.
Now I'm home relaxing, thinking about cleaning my room & organizing the drawers.
We signed the dotted line for the kitchen cabinets and countertop. Total cost will be about $9000, half of which we already put down in a deposit. We also bought a dishwasher and range hood, for $1100. Now all we need to do is buy the backsplash tile and decide on the flooring. August will be an expensive month!
On top of that we received a dental treatment plan for myself for $6500!!! I about fainted. Insurance will only cover $2500. I am looking for a second opinion from