Emergency Fund Challenge $700/$1000
2009 Skill-A-Month --- Read Squarefoot Gardening
January Book Club --- 3 books
2009 Grocery Budget Reduction
Jan $175.00 per check
2009 Get a Project Done Each Month
Jan. Sort, purge, and organize my bill filebox.
50 lbs for year
Nancy's 2009 Menu Plan 2 weeks F/S
2009 No More Eating Out : 0/365 days
For one of my Christmas gifts DH booked a room at a Bed and Breakfast for NYE.
He is such a sweetheart!
Will be a great way to start 2009!!
Just the 2 of use for the day!!
He is on vacation this week so it is a little get away for the 2 of us.
We try and have a little us time every 3 months or so but have not been away since July so this in much needed.
This time together really does our marriage good.
My January food budget is going to be $60.
DH is totally on board for this.
Just need to sit down and do a menu and follow through with it.
Would like to try some new recipes also in January.
Will be putting my menu on here so I am more accountable for it.
Most of the $60 will be for produce and dairy.
Not that long ago it was taboo to speak about money in public. But now, as with so many other things, talking about money has become more acceptable. I hear it all the time. Friends have asked me what kind of debt we have, wanting me to break it down into car payments, credit cards, and mortgages. (When I said, “None,” one friend got huffy and said, “Well, if you don’t want to tell us that’s fine, but don’t lie.”)
At a party a few weeks ago, someone that I didn’t know asked me, upon
Just how much sugar I use!
I'll admit I LOVE chocolate, it's one of my most favorite things in the world. But I don't buy it. I'm also pretty particular as to what kind of chocolate so the CHristmas chocolates I was given were eaten by the kids or by dh. So it's not the treats that are my enemy.
But i love sweetened tea, coffee, hot chocolate, cappucino. I have several cups a day, it's -OMG outside, it warms and soothes me. I love it. But it adds up fast.