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  1. Tiredness and Overspending

    by , 08-13-2008 at 09:41 PM
    Yes, folks, I think there is a connection between tiredness and overspending.

    When I am tired in the gorcery store, I will grab the first things I see, and will not bother to comparison shop.

    When I am tired on the way home from work, I am way more vulnerable to the take out food version of dinner.

    When I am tired at the mall, I do what I call stupid shopiing, which is sort of mindless, the kind of shopping that by the time you get the stuff home you ...
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  2. Wants vs. Needs

    by , 08-13-2008 at 09:53 AM (C@rol's Blog)
    How to Distinguish Between the Two
    By Erin Huffstetler

    Need - something you have to have
    Want - something you would like to have

    The difference between a need and a want is pretty simple -- until you set yourself loose in a store. Double chocolate chip ice cream? It's a food, so mark it as a need. That designer t-shirt that fits you perfectly? Well, you need more shirts, so why shouldn’t it count too?

    Tally up the damage caused by a few
    ...

    Updated 08-13-2008 at 09:53 AM by C@rol

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    Frugal Shares
  3. Paper Management

    by , 08-13-2008 at 09:43 AM (C@rol's Blog)
    Here are some handy tips about how to keep your paperwork from getting out of control.

    FILES

    -Staple papers together instead of using paper clips because paper clips often get caught on other papers.

    -Never keep entire magazines in a file. Look for any important articles, cut them out, staple the pieces together and file them.

    -Store your valuable papers in a safe deposit box or a fireproof safe.
    Keep your filing system updated
    ...
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    Frugal Shares
  4. Clutter Control Rules

    by , 08-13-2008 at 09:19 AM (C@rol's Blog)
    Clutter Control Rules - Click Here
    Rules to help you with handling clutter.
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    Frugal Links
  5. How to Lend Money to Loved Ones

    by , 08-13-2008 at 09:10 AM (C@rol's Blog)
    By Elizabeth Brokamp

    Lending money to a friend or relative? Many folks will tell you, "Don't do it." Or at least never lend more money than you can risk losing. Unless you clearly define the terms of your loan at the outset, you may just as well have called it a gift and called it a day.

    Think that attitude is overly cynical? Watch People's Court or any one of the other judge shows on TV. Their dockets are chock-full of cases in which personal loans have
    ...
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