My 2014 goals are same as I started with last year but with a crisis every month including January ... by beginning of March my drive was gone. Every month but one was a new crisis and I got to where I felt I could barely cope with life much less anything else.
1. Declutter. Get rid of stuff or give away. Whatever works. An almost 3000 ft house does NOT fit into a little over 1100. We ALL need to realize that. I've been working on it for about 2 weeks but can only go so long and
Seeing my first episode of Extreme couponing and I was hooked. I brought all the trappings. The binder, baseball sleeves to keep my coupons in. Tracking sales (or at least trying to). Joining blogs, reward cards and just about anything to stretch a dollar. I also have been tracking how much I am saving. I mean right down to the paper and ink I use to print out my coupons. I must be doing something wrong.
I have always lived frugal. The majority of my frugal was a necessity.
I'm missing that spark of excitement I had when I first discovered how much money I could save by frugal living. I thought I'd journal what positive changes we have made and what areas could be improved on.
I'm happy with how much debt we have paid off and that we have an Emergency Fund started.
Our utility bills have all decreased.
My home cooking skills have improved.
Our home is more organized, I know where most items are located.
Very little clutter left
It has been a busy month. I have been busy rug hooking for an upcoming sale.
I spoke to my accountant about DreamsTime and HubPages and decided not to do them. I am Canadian and would have to file US Income Taxes to get the advantage of a tax treaty between the US and Canada. Filing a US return from Canada costs $800-1000 according to my accountant. Without filing US income tax the US government takes 25% of my earnings...even though I'm Canadian. Nuf said.
I am trying not to beat myself up for my months of squandering cash. I navigated my way back to FV to rekindle the love of frugality I once had, and to review the Challenges that I have not attempted in a long, long time.
I look around my home and I see all this stuff I've collected. Stuff, such as knitting pattern magazines, that I certainly don't NEED but felt I truly wanted when I bought them. Magazines full of patterns that I won't ever knit. How sad is that?