I am getting there. Our house sold in Southern California, so I was able to pay almost all debt. I have a $9k loan plus $1k Chase along with about $750 of other debt. I do have a wedding coming up in May so have been doing an antique fair in the area to try and raise funds along with clearing items. I am hoping to knock out the small items in the next few months and then concentrate on the 9k. Should be debt free this year unless Murphy acts up. For the new year am also looking to loose more
My 2014 goals are same as I started with last year but with a crisis every month including January ... by beginning of March my drive was gone. Every month but one was a new crisis and I got to where I felt I could barely cope with life much less anything else.
1. Declutter. Get rid of stuff or give away. Whatever works. An almost 3000 ft house does NOT fit into a little over 1100. We ALL need to realize that. I've been working on it for about 2 weeks but can only go so long and
Seeing my first episode of Extreme couponing and I was hooked. I brought all the trappings. The binder, baseball sleeves to keep my coupons in. Tracking sales (or at least trying to). Joining blogs, reward cards and just about anything to stretch a dollar. I also have been tracking how much I am saving. I mean right down to the paper and ink I use to print out my coupons. I must be doing something wrong.
I have always lived frugal. The majority of my frugal was a necessity.
I'm missing that spark of excitement I had when I first discovered how much money I could save by frugal living. I thought I'd journal what positive changes we have made and what areas could be improved on.
I'm happy with how much debt we have paid off and that we have an Emergency Fund started.
Our utility bills have all decreased.
My home cooking skills have improved.
Our home is more organized, I know where most items are located.
Very little clutter left
It has been a busy month. I have been busy rug hooking for an upcoming sale.
I spoke to my accountant about DreamsTime and HubPages and decided not to do them. I am Canadian and would have to file US Income Taxes to get the advantage of a tax treaty between the US and Canada. Filing a US return from Canada costs $800-1000 according to my accountant. Without filing US income tax the US government takes 25% of my earnings...even though I'm Canadian. Nuf said.