I'm missing that spark of excitement I had when I first discovered how much money I could save by frugal living. I thought I'd journal what positive changes we have made and what areas could be improved on.
I'm happy with how much debt we have paid off and that we have an Emergency Fund started.
Our utility bills have all decreased.
My home cooking skills have improved.
Our home is more organized, I know where most items are located.
Very little clutter left
It has been a busy month. I have been busy rug hooking for an upcoming sale.
I spoke to my accountant about DreamsTime and HubPages and decided not to do them. I am Canadian and would have to file US Income Taxes to get the advantage of a tax treaty between the US and Canada. Filing a US return from Canada costs $800-1000 according to my accountant. Without filing US income tax the US government takes 25% of my earnings...even though I'm Canadian. Nuf said.
I am trying not to beat myself up for my months of squandering cash. I navigated my way back to FV to rekindle the love of frugality I once had, and to review the Challenges that I have not attempted in a long, long time.
I look around my home and I see all this stuff I've collected. Stuff, such as knitting pattern magazines, that I certainly don't NEED but felt I truly wanted when I bought them. Magazines full of patterns that I won't ever knit. How sad is that?
"Carry out a random act of kindness with no expectation of reward, safe in the knowledge that one day someone might do the same for you."
I challenge all villagers to commit to one random act of kindness a week.
Together we can make a difference in others lives, in our communities, and in the world.
So I figure I can post about once a month. How sad is that!
I have been busy. I sent 22 rugs off with one of the shops I sell through. I am currently hooking more rugs for the second shop. Then it is onto hooking rugs for myself to sell.
I am still tutoring four mornings a week. Some students are more high maintenance than others. And more demanding. One student will stop coming once the snow comes. Her husband will need the car for