Recent Blogs Posts

Last January, I joined Frugal Village after a very trying Christmas week. I was looking for a way to get our household finances under control. I ordered and read a used copy of Dave Ramsey's Total Money Makeover and was Googling about budgeting and Dave Ramsey when I clicked on a link that brought me here to FV.

The Christmas week was stressful as a medical bill was sent to collections, my husband received a bonus check that was enough to cover the full amount, but I broke down ...

The recession has caused a seismic shift in the consumer culture, converting die-hard spenders into savers. A growing number of people, either smarting from a job loss or spooked by the financial crises of others, are scrambling to get out of debt, establish emergency funds, and add to their retirement and savings accounts.

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For all that I supposedly know about money and personal finance, I learned this week that there is one thing that I still don’t know. I don’t know what to say to someone whose life is in crisis due to financial problems. Because money is so private, personal and (in this country, at least, taboo), do you say nothing at all? Do you change the subject rather than get drawn into problems you can’t fix? Do you try to offer advice? Is it like a death, where you say how sorry you are, ...