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Last January, I joined Frugal Village after a very trying Christmas week. I was looking for a way to get our household finances under control. I ordered and read a used copy of Dave Ramsey's Total Money Makeover and was Googling about budgeting and Dave Ramsey when I clicked on a link that brought me here to FV.

The Christmas week was stressful as a medical bill was sent to collections, my husband received a bonus check that was enough to cover the full amount, but I broke down ...

I tried an experiment over a year ago. Can buy everything I need with coupons, garage sales, and thrift shops. Except for underwear, I think I succeeded. I found some exceptional bargins and some flops that did not hold up.

At times I feel like I have won and other times I feel like I have lost. I have always been a thrift shop/garage sale/dumpster diving/coupon baby. I just took it to another level. Now a year later I find my bank account no bigger, my saving account not ...

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C@rol's two cents:
I can attest to how great this site is and how affordable, ...

By KAREN BLUMENTHAL

Pat yourself on the back.

Government data show that in the face of the financial crisis, we have reduced our debt, cut our spending and, by one measure, boosted personal savings to the highest level this decade.

So now that you're back on track, how are you going to make the most of your hard-won reserves? Will you rebuild your retirement accounts? The kids' college funds? Buy a new home? Or should you put it away for a generic rainy ...

I’m frequently asked why I choose to be frugal. Is it all about saving money? My answer is always, “No, it’s not all about saving money, although that’s a nice side effect.” Saving money tends to be the driving reason behind why many people turn to a frugal lifestyle (and it was for me, in the beginning). But after being frugal for a while, most people find that there are additional reasons to stick with this lifestyle, beyond the monetary savings. So what are some of the other reasons people pursue ...