I know this is going to sound strange, but a lot of people don’t know the proper way to save money. They think that they know and if you ask someone about this, the person will look at you like you’re stupid for asking such an obvious question, but the truth is that most people were never taught how to save the proper way. Very few people really know how to save money. That is, they don’t know how to reduce their costs while not making themselves miserable at the same time. ...
“Countercultural” is one of the last things most people would call me, but the description that fits me well. Chances are, if you are reading this article, you are countercultural, too. Living within your means and saving for the future are pretty radical ideas in our culture of easy credit and instant gratification. In addition to having a way of thinking that differs greatly from the predominant culture, frugal people have some characteristics in common with other countercultural ...
Some people are “pound wise and penny foolish.” That is, they focus their savings efforts only on big items while letting small amounts of money slip through their fingers. Having tallied up my “penny savings” from last year, I can tell you that small amounts of money can quickly add up to big savings. Last year I decided that I would keep track of the small amounts of money I made or saved during 2007 to determine if these “money savers” were really worth my time or if I should ...
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