I read the book, "The 7 Habits of Highly Effective People" by Stephen Covey a few months ago. Since then, I've re-read it 2 or 3 times and I continue to refer to parts of it almost daily.

This book changed my life. If you haven't read, you should! I know many people don't buy books, preferring to check them out at the library, but this book is worth every single penny.

In reading this book, I realized that my actions were not aligned with my priorities....

Sometimes, when I'm bored or need some extra motivation or simply need soothing, I like to log into my ING account and just look at the balance. It's not that I have a lot of money in there, I don't. But it does make me feel better to know that I have some money saved and that the balance is bigger than it was last paycheck. This is especially helpful when I start to worry about not having a job. Is this wierd? Does anyone else do this?

I have quite a bit of debt. Much more than I...

I just spent an hour looking for my 2009 goals. Can't find 'em anywhere. I'm guessing since I can't find them and definitely can't remember what they were, I probably didn't meet them. *sigh*

Well, below are my goals for 2010. Shouldn't have any problems finding these next year.

Goal #1: Write down goals.
Goal #2: Add $1200 to my EF.
Goal #3: Save $$ for trips to Tampa, Phoenix and Vegas.
Goal #4: Pay off Chase credit card.

January...

As they say in Costa Rica, Hola my friends! It's been a long time since I last posted. Things were so busy for awhile and then I just got lazy.

I have to say, I noticed a definite difference in my spending when I didn't browse FV faithfully. I wasn't nearly as vigilant when it came to my money and bills. I paid a couple of bills late because I didn't check the due dates and I certainly didn't save much. But, I'm back on track and looking forward to a much more frugal summer!...

I just made this for dinner tonight. It was so good, I thought I'd share the love. It's from one of my favorite food blogs, Cheap Healthy Good.

http://cheaphealthygood.blogspot.com...bean-stew.html