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06-23-2010, 02:39 PM #1
The Christmas 2010 Countdown Begins!!!
Ok folks! Christmas is just a couple days shy of being 6 months away!!! Are you starting your countdown?
I have already requested lists from my family members (although I realize I probably won't get them until September at the earliest!) and I'm starting to save jars, boxes and basket I find so that I'm not spending $$ at the last minute when I need something for a present! My store-bought salsa and spaghetti sauce jars are lined up on my kitchen counter, soon to be moved to my craft area. And I'm slowly getting things sorted/cleaned out so I know what I have in my stash to use for homemade gifts.
What are you doing as the countdown begins?!?May Goals:
Only $300 for groceries this month - $206/$300
Monthly coupon/valued customer savings = $14.08
No wasted food!
Stick to budget!
Track spending DAILY
Get checkbook balanced
Save $200 toward EF: $85/$200
2012 FV Challenges: Try New Recipes Challenge: 22/52, Menu Planning Challenge: 21/52, Grocery Reduction Budget Challenge, Change Jar Challenge: $27.81 as of 1-14-12, Lose A Pound A Week Challenge: 3/48, No Wasted Food Challenge
2012 Goals
2. Snowball the CC payment into Sears Credit Card bill (no interest) and get it paid off ASAP.
1. To pay off CC (only $917.15 left!) and never again charge more than I can pay off each month.
3.Snowball the CC and Sears card payments into hospital bill (due w/ Baby #2 via C-section in mid-January). Pay that off ASAP.4. Snowball payments into DH's student loan (as of 12/4/11 there's still $4770.84 remaining). Pay off by 12/31/12.
5. Keep our grocery budget to $300 each month.
6. Use Dave Ramsey's budget sheet and get on track with this each pay period.
7. Get and keep checkbook balanced and keep an eye (weekly if not daily) on our e-statements.
8. Get savings account up to $8,000 (incl. emergency fund)
9. Make 2 Christmas gifts per month: 0/24.
10. Get our home organized: use a receipt book, keep my coupon organizer in check, have a touch-once policy for paper (touch once and then file or toss).
11. Achieve "give or get" goal of $1500 for the board I serve on by 9/30/12.
12. Taxes filed by March 17.
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06-23-2010, 02:46 PM #2
Geez, I guess I need to get started on a list of some sort. Last year I got burned by buying some things to early. Clothes didn't fit and I had lost a receipt.
As a side note, what is your method for removing the labels from jars?Working on Our Debt a Day at a Time:
Chase #1: Paid $1307.12 of $1925.04
Bank of America: Paid $1054 of $1600
Dillard's: Paid $953 of $1750
Medical (too much to list so I am going one at a time):
Amex #1: Paid $3975.50 of $3975.50 Paid in Full 3/09
Chase #2: Paid $4489.75 of $4489.75 Paid in Full 12/09
Macy's: Paid $337.24 of $337.24 Paid in Full 9/10
Lane Bryant: $300 of $300 Paid in Full 7/10
MRI Paid $1080 of $1080 Paid in Full 2/11
Amex #2: Paid $8286.17 of $8286.17 Paid in Full 7/11
Foot Surgery: Paid $1759 of $1759 Paid in Full 8/11
Furniture: Paid $2000 of $2000 Paid in Full 3/12
2012 Fling 319/2012
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06-23-2010, 05:41 PM #3Registered User
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Ive started getting a few things that i have found on sale. I had a christmas 'day' last week i was making cards and doing a few sewing projects while having xmas music on. The weather was rubbish out and it was quite fun

After the wedding I am really getting into shopping, FDH is up for it, shopping early and by the time christmas comes around we can relax, not have to worry about money and just enjoy the holdays - which is something that we havent done properly in a few years.Kelly & DH Alex ♥
Baby #1 - Finley - 4/4/11
Goals For 2012:
Keep to budget
Make new saving accounts (1 for us 1 for DS)
Save for Car tax - £0/£165
Save for Car MOT - £0/£300
Save for final car payment (due in 4 years) - £0/£500
Savings for holiday: Approx - £15.00 (including change jar)
Debt:
Loan - £65 p/m Until Nov 2013
CC - £580/£800
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06-23-2010, 06:16 PM #4Registered User
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I've been saving money, and had a list made right after xmas of 09 of things I would like to make for family members. But we will have to see..If nothing else I have a nice chunk of change saved up right now....which will make things easier if I do decide to buy everything.
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06-23-2010, 09:35 PM #5
I do my Christmas shopping online a few weeks before the holiday. I don't care what people want, I get them what I want them to have.
Of course, I only buy gifts for a very, very select few, so it's easy to get them something cool.
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06-23-2010, 11:04 PM #6
I will be giving birth to baby number 2 in Mid september so I am planning now. But I know i will have to wait till christmas is near for the deals. I only will be buying for my son this year. Baby too small and I have been out of work since January and who knows if unemployment is going to be extended. Mine ends next month. Will probably do it online because I want to get US made only toys and that takes some dilligence. I may not have much money but what I have will be Spent in the states darn it!!!
jodi
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06-23-2010, 11:12 PM #7
I just re-organized my gift area- had to make sure we were in good shape for some upcoming birthdays, put away some things in the attic we are saving for Xmas for the kids.
But your post helps light the fire- we're half way there til Xmas, I gotta get it in gear! I have been concentrating on my daughter's bday coming up in a few weeks, so nothing really socked away for Xmas for her yet!
May:
Coupon/drug store rewards:$15
$ Spent accumulating coupons: $5.99
YTD totals:
Coupons/drug store rewards: $759.04
$ spent getting coupons:$92.70
2011 total savings:$2068.18 2010:$1066.58
Meatless dinner: 13/52
Weight loss challenge:1.4/35
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06-23-2010, 11:42 PM #8Moderator
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Great to see others joining the 'getting ready for Christmas' mode!! I always start the day after Christmas - working on stocking stuffers and HM gifts - as well as going for all the freebies I can for the stockings. It's fun doing Christmas year round!!
Travel light. The baggage of the past can only hold you back.

“Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
— Peter Walsh
__________________
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06-24-2010, 03:12 PM #9
I'm still plugging away at the crochet stuff I mentioned in the other thread. I need to look up the plans at organized christmas. Some of the plans there don't start until later in the year, but I need to look through them and decide which one I want to try out this year.
I think the hardest thing is going to be coming up with homemade gifts for ds. he'll be a freshman in high school so i can't just crochet him a stuffed toy.wife to carl
mom to greg
sarah
and furbaby toby
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06-24-2010, 05:28 PM #10Registered User
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my first step towards xmas 2010 was reading this thread!!
Don't Breed or Buy While Shelter Pets Die
married 16 yrs to my
mom to big J (15)
mom to little j (8)
Zena
Cherry
Sara
Knat
Lucky
Chianti
Abby
Alice
Jasper 
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06-24-2010, 06:15 PM #11
I also have various jars washed out and ready to be filled with chai tea and mocha mix. Now i need to start picking up the ingredients needed for the above. These gifts will be for friends and co-workers i have not decided on what i will buy for my family. I guess i need to work on that part of christmas.
Steph
FY 2012
10/40 books read
working at paying off cc one $ at a time.
$2963.00 CC balace as of 05/19/12
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06-24-2010, 07:45 PM #12Moderator aka AmyBob
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I'm thinking that this year we are going to buy each of the boys a real drum set but don't know what to get for dd yet. I think a lot of our holiday will depend upon whether or not we actually sell the house and move. But, I'm thinking about it!
My Blog: http://amysreallife.wordpress.com
Amy
Wife to
Mommy to 4

Public School Teacher
Our Only Debt: Mortgage - $454,243.56
2012 Grocery Challenge: $474.57/$500 January
Fling 2012 Things in 2012 Challenge: 253/2012
Reading Challenge: 6 book read in 2012
Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."
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06-24-2010, 09:30 PM #13
This is so scary - I haven't thought of Christmas yet - I need to be in the mood - hopefully I won't miss any deals
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06-24-2010, 09:53 PM #14
I have already started my Christmas shopping!

I also have dd2 birthday right before Christmas as well.
I have been doing swagbucks and taking my points that I have earned and turn them into amazon gift cards. I already picked up 2 things for free! I have also have been checking out our local thrift store (Savers) for gifts. Picked up a few things there!
I am very excited. Last year I got a late start but bought most of the presents around October.
This year I am starting super early!
Sue
Single Mom to

"A friend is like a good bra, close to your heart, hard to find and supportive."
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06-25-2010, 11:06 PM #15
I have started as well. I have gotten a few stocking stuffers, some books, and a Wii game for the family at Costco. I also have saved up enough Shopper's optimum points for$170 free stuff tomorrow. I will buy Wii fit for the big family gift as well as get some other things (they have some food and supplements we need). We have another baby due mid Oct and DH is going to Hawaii for work mid-December so I would like to be ready early.
Updated January 4, 2012
EF $2500/$2500
Other Savings $560 (for irregular expenses)
Royal Bank 8780.00
MBNA 13000.00
Credit Line 8260.07
Amex 0
Mortgage 158 000/133,936.10
Total $194 999/164611.44
$11083 (2009)
$8102 (2010)
$10337 (2011)
$864 (2012)
Grocery Challenge $550/$217
Needed for NutsOnlineOrder: $552
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