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Thread: Debt free

  1. 08-15-2008, 11:39 AM #1
    Denvergirlie
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    Default Debt free

    This morning I sent off my final check to my truck payment, it's also my final debt.

    I have been following the DR method of paying down debt for the last 18 months and today, I am debt free!

    I've paid off $29K in debt in the past 18 months, hurray!

    Now I will shift my focus to a fully funded emergency fund, I've already got $3K of the $10K I will need for a 6+ month EF.

    For those of you that are still working the plan or even just now starting stick with it, you can do it.
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  2. 08-15-2008, 11:44 AM #2
    suzysaver
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    Great Job, wow I can't wait for that moment.
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  3. 08-15-2008, 11:51 AM #3
    DJ1972
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    WOW! Congratulations! I can't wait until I can make the same statement!
    DJ

    Married to DH since 1993
    DD age 16
    DS age 14
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  4. 08-15-2008, 11:55 AM #4
    kcsmom76
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    Congratulations!!! I can't wait to be here myself. Only 10 more months.
    ~Non-Mortgage Debt: $2,440.95~
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  5. 08-15-2008, 11:59 AM #5
    Russ
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    waaahoooo!! Congrats!!!
    Russ

    Truck payments: 10 9 8 7 6 5 4 3 2 1 WAHOO!
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  6. 08-15-2008, 12:08 PM #6
    Greebo
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    Default









    Or in other words - that's like, pretty awesome!
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"

    Greebo    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
     WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three     Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!
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  7. 08-15-2008, 12:28 PM #7
    chevy_chick95
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    ya what greebo said!

    congrats!!!!!
    that is A-W-E-S-O-M-E!!
    Brandi
    Mom to Duramax and to Chelsi -I miss you

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  8. 08-15-2008, 12:38 PM #8
    Mom23boys
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    Way to go!!! You are an inspiration to all of us still plugging away at knocking out our debt.
    ~*Michelle*~

    ~Wife to Rick since Dec. 19, 1986~
    ~Mother to Richard, 23, Chris, 21, and Dakota, 17~
    ~Mother-in-law to Amber, wife of Richard~
    ~Elementary Teacher~
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  9. 08-15-2008, 12:41 PM #9
    Cricketlegs
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    Oh WOW! How wonderful for you!

    You did it! Ha!
    The math never lies, budget in INK!

    Amount of Free items 2012 $391.33


    Debt #2 12/31/12 CC $901.88
    Debt #3 12/31/12 $3648.83

    Madness, mayhem chaos...my work here is done!
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  10. 08-15-2008, 12:48 PM #10
    zenmama
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    ABSOLUTELY FANTASTIC!! You guys are real inspirations. WAY TO GO.
    Mom to DD 17, DS 14
    DH 41 1 cat,1 dog

    BS1 : DONE
    BS2 : Working on it

    2011 TOTALS AT START OF YEAR
    CAR1 : PIF
    CAR2 : 8054$/8775
    CC1: 4932$/6775
    CC2: 7351$/8500
    CREDIT MARGIN : 21368$/21500
    HOME : 145833$/147766
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  11. 08-15-2008, 12:49 PM #11
    mommy4ever
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    Good for you!!!! I hope to one day say the SAME THING!
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  12. 08-15-2008, 01:00 PM #12
    ladykemma2
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    music from Braveheart! freeeeeeeedommmmmmm!
    11% gross to retirement
    10% takehome to tithe and offerings
    emergency fund maintained at 3000(works for me)
    credit card debt 7500
    mortgage free
    freedom accounts/sinking funds that ebb and flow
    then live on the rest!

    i am trying something new. LDS church advises savings or debt repayment should be the same as the tithe. 10% each.

    "i create prosperity, abundance, and savings for me and my household"
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  13. 08-15-2008, 01:12 PM #13
    frugalfriend
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    Bravo! Way to go! I'm thrilled for ya! Are you gonna call Dave?!?! I want to hear the call! Freeeeeeedommmm!!!!
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  14. 08-15-2008, 01:17 PM #14
    Michelle
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    Congratulations
    *~*Michelle*~*

    "You can't have your best health without exercise. It's just not possible" ~ Leslie Sansone, WATP


    Follow us on Twitter!


    Become a Fan of Frugal Village on Facebook!
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  15. 08-15-2008, 01:53 PM #15
    Samigirl
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    That is AWESOME! Thanks for inspiring those of us who are still hammering away on our debt.
    Last edited by Samigirl; 08-15-2008 at 01:53 PM.


    How much we enjoy what we have is more important than how much we have. Life is full of people who have more than they know what to do with, but cannot be content. It is the capacity to enjoy life that brings contentment.---Unknown
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