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  1. 10-03-2008, 02:03 PM #1
    Day~Dreamer
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    Default Debt Free next year!!!!

    Dh will be getting a $677 a month pay increase in Feb. of next year. He will end up getting 3 seperate pay increases at the say time (doesn't usually happen) Ran my debt snowball and we should be debt free by the end of next year with putting all of his pay increase towards debt!!!!! That is about a year ahead of time.
    Last edited by Day~Dreamer; 10-03-2008 at 02:04 PM.
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  2. 10-03-2008, 02:05 PM #2
    Greebo
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    Thats awesome!!!!
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"

    Greebo    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
     WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three     Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!
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  3. 10-03-2008, 02:08 PM #3
    HappyMama
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    Fantastic!!!!
    *Angel*

    Dave R. Plan
    Step one - Done
    Step two-Done
    Step three-Done
    Step four-Done
    Step five- Working on
    Step six- almost done
    Living debt free except the mortgage and working on that !!!

    Be content with what you have;
    Rejoice in the way things are,
    When you realise there is nothing lacking,
    the whole world belongs to you.

    -Lao Tzu

    Have Courage
    “Whatever course you decide upon, there is always someone to tell you that you are wrong. There are always difficulties arising which tempt you to believe that your critics are right. To map out a course of action and follow it to an end requires…courage.” Ralph Waldo Emerson

    "I've learned that you shouldn't go through life with a catcher's mitt on both hands; you need to be able to throw some things back..." Maya Angelou

    "Choose a job you love and you will never work a day in your life." (Confucius 551-478 BC)
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  4. 10-03-2008, 03:17 PM #4
    FrugalMomof3
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    That's wonderful! Just be sure to put ALL the extra money towards debt. Sometimes we want to do that but things dont always turn out that way. Best bet is to pretend that money coming in is for a bill.
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  5. 10-03-2008, 03:52 PM #5
    Day~Dreamer
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    Quote Originally Posted by FrugalMomof3 View Post
    That's wonderful! Just be sure to put ALL the extra money towards debt. Sometimes we want to do that but things dont always turn out that way. Best bet is to pretend that money coming in is for a bill.
    We are in Gazelle mode right now, so hopefully that won't be hard.
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  6. 10-03-2008, 03:55 PM #6
    Royal
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    Yeah!! Great news!
    Married to DH(11 years)
    Mama to DS(8) & DS(6)
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  7. 10-03-2008, 08:31 PM #7
    kcsmom76
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    That's great news!!

    We will be debt-free in June of 2009 or sooner. We use Dave Ramsey too!!
    ~Non-Mortgage Debt: $2,440.95~
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  8. 10-03-2008, 08:33 PM #8
    tmffv
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    Congrats! That's awesome!!!
    Wife to DH since 2004

    Mother to
    DS#1 2004
    DS#2 2008

    Registered Nurse

    Baby EF: $1000/$1000

    Debt Snowball
    CC #1 - Done!
    CC #2 - Done!
    CC #3 - Done!
    CC #4 - $650
    DH Student Loans $3,900 $3,400
    My student loans $36,750
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