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Thread: I am giddy! LOL

  1. 10-30-2008, 06:03 PM #1
    mateosbaby
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    Default I am giddy! LOL

    I just did our next budget, and while I was figuring it all out, I included all the Christmas expenses. Well, that made me have to figure out the next budget to get us through Christmas. Between the 2 budgets, I have figured out a manageable way to not have to use a credit card for gifts for the first time EVER!!! Yay! And we have our $1000 BEF all set, too, so in case our car (or something else) decides to be super dumb again, at least we shouldn't be set back too far. Now I am just praying I added everything in that I will come across in the next couple months... My husband will be looking over both budgets tonight, and the December budget is "negotiable" at this time since it doesn't have to be finalized until the end of November.

    Now, if we can manage to not eat out past our budgeted money, we should be all set!

    Praise God! He is so good!
    Sara

    Baby Step 1: DONE!!!
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    Baby Step 3: $1,522.33/$12,600 goal (4 months)
    Baby Step 4: Invest 15% of income into retirement
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  2. 10-30-2008, 09:14 PM #2
    Ceashels
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    That Is Awesome!
    The Free Spirit Saver who walks the path with Greebo.

    Onboard with a modified Dave Ramsey Plan
    Budget: "Every month! On paper, on purpose!"


    Gardening somewhere between Zone 6b and 7a.
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  3. 10-30-2008, 09:31 PM #3
    HappyMama
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    Quote Originally Posted by mateosbaby View Post
    I just did our next budget, and while I was figuring it all out, I included all the Christmas expenses. Well, that made me have to figure out the next budget to get us through Christmas. Between the 2 budgets, I have figured out a manageable way to not have to use a credit card for gifts for the first time EVER!!! Yay! And we have our $1000 BEF all set, too, so in case our car (or something else) decides to be super dumb again, at least we shouldn't be set back too far. Now I am just praying I added everything in that I will come across in the next couple months... My husband will be looking over both budgets tonight, and the December budget is "negotiable" at this time since it doesn't have to be finalized until the end of November.

    Now, if we can manage to not eat out past our budgeted money, we should be all set!

    Praise God! He is so good!

    Yeah yes Praise God that is wonderful!!
    *Angel*

    Dave R. Plan
    Step one - Done
    Step two-Done
    Step three-Done
    Step four-Done
    Step five- Working on
    Step six- almost done
    Living debt free except the mortgage and working on that !!!

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    Rejoice in the way things are,
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    the whole world belongs to you.

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    “Whatever course you decide upon, there is always someone to tell you that you are wrong. There are always difficulties arising which tempt you to believe that your critics are right. To map out a course of action and follow it to an end requires…courage.” Ralph Waldo Emerson

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  4. 10-30-2008, 10:55 PM #4
    frugalbabe
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    Very very cool! I have been Christmas shopping for a little bit and it hit me today that there is only like 3 paychecks left until the big day - Yikes! I think I'm ready but it seems like there's always something that comes up.
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  5. 10-30-2008, 10:57 PM #5
    TinyDancer
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    Awesome! That should make Christmas shopping even more fun!
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  6. 10-31-2008, 12:58 AM #6
    tmffv
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    Yea! That is good news! Fingers crossed that the car won't go downhill on you again!
    Wife to DH since 2004

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    DS#1 2004
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  7. 11-01-2008, 08:14 AM #7
    larabelle
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    Very Good Job!! Yes God is soooooooo goooooooood!!!!!!!
    Baby Step #1 Done!
    Baby Step #2 Beginnning debt balance 01/01/08 $78K /Paid in full on 08/06/10
    I'm debt freeeee............ GOD IS SO GOOD!!!
    Baby Step#3 Goal: One year emergency fund began saving Jan 2011 accumulated Aug 2011 YIPPEE!!! God is sooo good to me!!!
    Baby Step #4 Yep currently doing this.
    Baby Step #5 No kids so no need.
    Baby Step #6 Renter.. Working on putting 100% down on a house!!! Currently have 25% saved.
    Baby Step #7 Someday.......
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  8. 11-01-2008, 09:47 AM #8
    BlessedMomof2
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    Good for you!!
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  9. 11-02-2008, 07:51 AM #9
    britbunny
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    Great news, hope things go according to your plan!
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