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  1. 04-30-2009, 10:58 AM #1
    Cricketlegs
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    Default Paid off the CC and ready to roll my snowball!

    I paid off my credit card early(wasn't due to pay off until Sept) but with a little do without and a lot of nose to the grindstone we paid $1546.90 on it this month and now when it clears the bank it is gone!

    Whoop Whoop!

    Now I owe $3500 on my car.

    My payment is $310 but I have paid $400 on it each month for 13 months so I am ahead with both bank online and paper bill saying I don't have to send payment until Sept. My Sept bill is $149.

    Yeah right, nice try.....

    So here is the new plan...

    I take the $300 a month from the CC and the $400 car payment and snowball.

    New car payment $700. New payoff SEPTEMBER of 2009 (unless I find extra like I did with the CC) so the funny part is it will be paid off before they say I even have to make a payment and well over a year early.

    This will be the first car dh and I ever bought and paid off or didn't trade in and get on the wrong side of.

    I am proud of us.

    We have finally grown up.
    Last edited by Cricketlegs; 04-30-2009 at 11:00 AM.
    The math never lies, budget in INK!

    Amount of Free items 2012 $391.33


    Debt #2 12/31/12 CC $901.88
    Debt #3 12/31/12 $3648.83

    Madness, mayhem chaos...my work here is done!
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  2. 04-30-2009, 11:29 AM #2
    lovestoread
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    Congratulations Cricketlegs!!!! You are always such an inspiration!!!!!
    Sheri











    GO COLTS!!!!!


    Wife to Dale
    Mom to Paige and Abbie
    dogmom to Casey and Callie
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  3. 04-30-2009, 12:07 PM #3
    savvy_sniper
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    Congratulations Cricketlegs!

    Hubby and I paid off both of our trucks and haven't had a car payment in TWELVE years. We do have a Harley Davidson motorcycle payment now, but it will be paid off VERY early.
    Mary

    I won 2nd place! Made it to the top 4 finalists for the ultimate biker makeover!

    www.garage-girls.com

    12/08/10 - Begin diet & exercise program.
    Goal #1 - lose 30 lbs, lower blood sugar, blood pressure, & cholesterol - DONE
    Goal #2 - lose 5 more pounds to put me in the normal range on the BMI - DONE - 5/13/11

    05/16/11 - Down 36 lbs (total) since 12/08/10, under calorie goal almost every day, on treadmill 40 minutes 5 days a week MINIMUM.

    Chase CC - Paid off 06/09
    B of A CC - Paid off 07/09
    Hospital - Paid off 02/10
    Harley - $8,000
    House - Start $127,944 Balance $109,076
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  4. 04-30-2009, 12:15 PM #4
    Greebo
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    Awesome job, Cricket!
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"

    Greebo    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
     WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three     Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!
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  5. 04-30-2009, 12:30 PM #5
    nancycg56
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    Great job!
    Nancy
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  6. 04-30-2009, 01:28 PM #6
    murph
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    that's awesome!

    Keep it up and keep providing updates!
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  7. 04-30-2009, 01:29 PM #7
    Michelle
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    Awesome! :woohoo:
    *~*Michelle*~*

    "You can't have your best health without exercise. It's just not possible" ~ Leslie Sansone, WATP


    Follow us on Twitter!


    Become a Fan of Frugal Village on Facebook!
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  8. 04-30-2009, 01:53 PM #8
    kmonokwe
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    YAY!!! What a great success story!
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  9. 04-30-2009, 06:27 PM #9
    Shelli_wnj
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    HOW AWESOME! I am celebrating over here for you! Great job :-)
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  10. 05-05-2009, 05:58 PM #10
    Denvergirlie
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    Whoo hoo! Good job, feels great doesn't it!
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  11. 05-05-2009, 06:04 PM #11
    Debbie-cat
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    Congratulations!!! Woo hoo!
    Dh Bob FIL
    DS (21) at Lakehead U - go Thunderwolves!


    www.ouroldhomestead.blogspot.com

    2012 Exercise Challenge - 5,358 min
    2012 Water Challenge - 7,330 oz
    May No Spend Days - 0 /20
    Wasted money - May total - $0
    2012 Change Jar - $ 37.20
    No Eat Out - 114 /365
    2012 Reading Challenge - 3 /12
    2012 Home Project - May - 4 totes 0 /4, organizing laundry room
    20 Wishes Challenge - 3/20
    12,400 /36,500 squats
    2012 Coupon Challenge - $416.06
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  12. 05-05-2009, 06:33 PM #12
    Cricketlegs
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    Tomorrow it clears. Thursday the balance will change.


    and.... they will probably be threatening to close me due to non use by Friday..pbbllttt!
    The math never lies, budget in INK!

    Amount of Free items 2012 $391.33


    Debt #2 12/31/12 CC $901.88
    Debt #3 12/31/12 $3648.83

    Madness, mayhem chaos...my work here is done!
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  13. 05-06-2009, 07:16 AM #13
    Sassyclass
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    OMG you are doing such a great job.Very inspiring.

    Cat
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  14. 05-06-2009, 07:43 AM #14
    NewLeaf
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    Yay!!!! It feels so good to see another FV member reaching a goal!!!! Way to go Cricketlegs.
    Truck paid off 12/07(paid in full)
    Van paid off 2/09
    Orthodontist(paid in full 2/09)
    Furniture paid in full 7/10

    cc#1 $700 Paid In Full
    cc#2 $1000 Paid In Full
    cc#3 $2400 paid in full
    cc#4 $6337 paid in full
    cc#5 $1500 paid in full

    Coupon savings: Jan 2011 $200
    Feb 2011 $100

    Emergency Fund $1000

    Vacation Fund $1500
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  15. 05-06-2009, 09:18 AM #15
    nodmicks
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    Way to go Cricket!!!!!
    ~July 19 saving goal for event $104/$1000
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