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09-18-2009, 12:57 AM #1
Doing the happy dance tonight!!!!



Paid off my credit card tonight!!!! WOO-HOO!!!! Boy, did that feel GOOD!!! Now that one debt is done, I can actually start a real snowball!!!!




Sara
Baby Step 1: DONE!!!
Baby Step 2: DONE!!!
Baby Step 3: $1,522.33/$12,600 goal (4 months)
Baby Step 4: Invest 15% of income into retirement
Baby Step 5: College funding for 4 kids
Baby Step 6: Pay off mtg
Baby Step 7: Build Wealth and Give!
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09-18-2009, 01:03 AM #2Master Dollar Stretcher
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- Feb 2006
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Congratulations!!!
DH aka Mad Hen
(http://mad-hen-creations.blogspot.com/)
June no-spend: 0/15
June wasted money: $0
June grocery: $0/400
2012 LAPAW: 8.8/20
2012 Get-Thee-To-The-Gym Challenge: 7/52
: 1136/66,795
Run/walk challenge: 91/520 miles
Total debt (with mortgage, HELOC, and 1 cc): Jan 2012: $285,105 (Jan 2011: $292,750)
(2911 days until retirement)
Live as if you were to die tomorrow. Learn as if you were to live forever. Mahatma Gandhi
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09-18-2009, 01:03 AM #3Moderator
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- Mar 2009
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Congratulations!!!
Absolutely terrific - great work on your part. Mahalo for sharing!!
Travel light. The baggage of the past can only hold you back.

“Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
— Peter Walsh
__________________
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09-18-2009, 02:00 AM #4Registered User
- Join Date
- Feb 2008
- Location
- Brisbane, Australia - the sunshine state
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you deserve a happy dance, now watch the snowball gather steam!
congratulations!!!Debt 1 - Paid in Full (originally $750)
Debt 2 - Paid in Full (originally $2100)
Debt 3 - Paid in Full (originally $3500)
Debt 4 - Paid in Full (originally $4000)
Debt 5 - Paid in Full (originally $3000)
FFEF - Fully Funded with 6 months of expenses as of July 2009
Next Step - House deposit
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09-18-2009, 04:25 AM #5
AWESOME!!!
If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.
Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"
Greebo(Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!
ThreeTwo mortgages,twooneno car loans,oneno credit cards, and a partridge in pear tree!
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09-18-2009, 04:27 AM #6Registered User
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Good stuff! Happy snowballin'!
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09-18-2009, 05:17 AM #7Moderator
- Join Date
- Apr 2007
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- Baltimore, Md
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WooHoo!
The Free Spirit Saver who walks the path with Greebo.
Onboard with a modified Dave Ramsey Plan
Budget: "Every month! On paper, on purpose!"
Gardening somewhere between Zone 6b and 7a.
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09-18-2009, 07:18 AM #8Registered User
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- Dec 2007
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- new jersey
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Good for you keep it going
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09-18-2009, 08:54 AM #9
Congrats! WTG!
2012 Debt Reduction
(cc#1) Kohl's- P.I.F. (closed)!!!!
(cc#2) Chase- P.I.F. (closed) !!!!!
(cc#3) capital one(mine)- $741.37 /$731.34
(cc#4) amazon-$1,458.47 / $863.94
(cc#5) Kohl's - $606.29 / $687.16(CLOSED!)
(cc#6) capital one(His)- $615.93 /$673.97
(cc#7) CHASE (HIS)- $1,985.14 / $1,055.85
(cc#8) Lowes(His)- $3,355.71 / $2,592.42
(cc#9) Tractor Supply(his)- $3,981.05 / $3,729.95
(cc#10) Visa(mine)- $918.12 / $1,021.83(CLOSED!)
(cc#11) Home Depot(his)-$3,796.87 / $3,375.31
(cc#12) Capital One(mine)- $2,991.98 / $2,967.94
(cc#13) Micro center- $743.61 / $755.60
car pyment- $16,245.30 / $17,773.46
house pymnt- $76,973.95 / $81,360.00
$0
$14.00 EF
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09-18-2009, 08:56 AM #10Moderator
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- Sep 2006
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- Colorado
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~YEY!! Great Job!!!~
~Constance
~DH
~DS 9
~DD 7
~DD 1 
2012 FLING: 1706 OUT, 293 IN
MENU PLANNING:4/52
BLOG POSTS: 3/30
BOOKS READ:24
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09-18-2009, 04:22 PM #11
Another one bites the dust!!! Way to go and congratulations!!
Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.
Challenges
Coupon Challenge May
$00.00
Year / $
May/ Grocery
$/Goal $400 Total
Eat Out No More May
Goal 20
Accomp/16
No Spend Challenge
Goal 10/
Accomp/13
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09-18-2009, 04:49 PM #12
Congratulations!!
Once you have that first one done, the second one starts looking easier. Keep up the good work!
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09-18-2009, 05:38 PM #13
Yay!
~Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof; or abridging the freedom of speech, or of the press; or the right of the people peaceably to assemble, and to petition the Government for a redress of grievances.~
~The powers not delegated to the United States by the Constitution, nor prohibited by it to the States, are reserved to the States respectively, or to the people.~
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09-18-2009, 05:42 PM #14Moderator aka AmyBob
- Join Date
- Jul 2001
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- Northern NJ
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This is wonderful news! It must feel wonderful to be out from under that burden! Congrats!
My Blog: http://amysreallife.wordpress.com
Amy
Wife to
Mommy to 4

Public School Teacher
Our Only Debt: Mortgage - $454,243.56
2012 Grocery Challenge: $474.57/$500 January
Fling 2012 Things in 2012 Challenge: 253/2012
Reading Challenge: 6 book read in 2012
Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."
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09-18-2009, 06:19 PM #15
Way to go!!! Congrats
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