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  1. 01-09-2010, 11:30 AM #1
    savvy_sniper
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    Default SO Proud of My Best Friend!

    She has never been one to take control of her money, make a budget, etc. Over the years (38 to be exact), I have tried various things to point her in the right direction. But I knew deep down inside, they she had to want it for herself.

    Over the last couple of years I have just mentioned in passing - working on paying off ALL debt, all credit cards paid off now, 8 years knocked off of 30 year mortgage in 2 years, stockpiling, grocery salvage, cooking from scratch, etc. I recently sent her the link to Dave Ramsey's website.

    She and her husband went to Dave Ramsey University! They made a budget! They cut up ALL their credit cards!

    They have a TON of debt, but they also make a TON of money. So we shall see if they stick with it. I am praying hard for them.
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    Mary

    I won 2nd place! Made it to the top 4 finalists for the ultimate biker makeover!

    www.garage-girls.com

    12/08/10 - Begin diet & exercise program.
    Goal #1 - lose 30 lbs, lower blood sugar, blood pressure, & cholesterol - DONE
    Goal #2 - lose 5 more pounds to put me in the normal range on the BMI - DONE - 5/13/11

    05/16/11 - Down 36 lbs (total) since 12/08/10, under calorie goal almost every day, on treadmill 40 minutes 5 days a week MINIMUM.

    Chase CC - Paid off 06/09
    B of A CC - Paid off 07/09
    Hospital - Paid off 02/10
    Harley - $8,000
    House - Start $127,944 Balance $109,076
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  2. 01-09-2010, 12:31 PM #2
    Michelle68
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    Woohoo! Good for your best friend. Please keep us updated on their progress. I know it'll be hard, but she's lucky to have a good friend like you supporting her in her effort.
    ~ Michelle



    Wife to DH--
    Mom to DS--
    and DD--

    Avatar picture--Taken at Comanche Lookout Park, San Antonio,Tx. April,2010
    Mortgage -- $53,077.24
    March Emergency Fund Challenge-- $100 /$200
    ----------------------
    "The time to save is now. When a dog gets a bone, he doesn't go out and make a down payment on a bigger bone. He buries the one he's got." --Will Rogers
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  3. 01-09-2010, 01:16 PM #3
    Surilda
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    I know you must have wanted this alot for your best
    friend. What you did was perfect, just mentioning
    things in passing without pushing her.

    It sounds like you sent the Dave Ramsey link at just
    the right time!

    She is lucky to have a friend like you and I know you
    have to be feeling good too that her and her DH are
    taking steps to get control of their lives. Cutting
    up their credit cards was a huge beginning!

    Best of luck to your friend on her financial journey!
    You have succeeded in life when all you really want is only what you really need.
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  4. 01-09-2010, 01:27 PM #4
    AmyBoz
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    That's wonderful! It's so awesome to watch a friend meet success!
    My Blog: http://amysreallife.wordpress.com

    Amy
    Wife to
    Mommy to 4
    Public School Teacher

    Our Only Debt: Mortgage - $454,243.56
    2012 Grocery Challenge: $474.57/$500 January
    Fling 2012 Things in 2012 Challenge: 253/2012
    Reading Challenge: 6 book read in 2012

    Always remember others may hate you, but those who hate you don't win unless you hate them. And then you destroy yourself."
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  5. 01-09-2010, 01:29 PM #5
    mauimagic
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    SS - that is such great news - no wonder you are so proud of her!! Plus - you are such a great role model and not a nag!!
    Travel light. The baggage of the past can only hold you back.




    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
    — Peter Walsh
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  6. 01-10-2010, 03:11 PM #6
    mateosbaby
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    Yay for her! I'll be praying with you that she and her dh continue on the path to freedom!
    Sara

    Baby Step 1: DONE!!!
    Baby Step 2: DONE!!!
    Baby Step 3: $1,522.33/$12,600 goal (4 months)
    Baby Step 4: Invest 15% of income into retirement
    Baby Step 5: College funding for 4 kids
    Baby Step 6: Pay off mtg
    Baby Step 7: Build Wealth and Give!
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  7. 01-10-2010, 07:58 PM #7
    Ceashels
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    Congratulations to her and Kudos to you! You changed someone ELSES family tree. !!!
    The Free Spirit Saver who walks the path with Greebo.

    Onboard with a modified Dave Ramsey Plan
    Budget: "Every month! On paper, on purpose!"


    Gardening somewhere between Zone 6b and 7a.
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  8. 01-11-2010, 04:28 PM #8
    kimmy4433
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    What a great friend you are!!! Please keep us posted...Maybe in passing you could mention this site to her, further on down the line as she gets more into the debt free mind!
    Married to my highschool sweetheart, DD 6 DS 9 months

    January Eat At Home 0/31

    Debt Paid $2115.66

    CHALLENGES:
    Debt free (except mortgage) 12/12/2012
    New skill a month 1/12 (sewing)
    250/2012 Fling
    New recipe a month 1/12 (Stir fried rice)
    Homemade Christmas 2012

    $45,435.51
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  9. 01-11-2010, 05:02 PM #9
    mombottoo
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    Sometimes all you have to do is plant the seed and it will grow! Good job pointing your friend in the right direction.
    "Life is what happens while you are busy making other plans." John Lennon
    "Infinite goodness has wide arms." Dante

    Change & Penny Challenges:
    Penny : $22.07
    Change : $97.70
    $ bills : $22.00


    Grocery Challenge:
    Grocery $400 per month: $0/$400 March
    Running Total (updated monthly): $751.73

    Savings Challenge:

    $100.36/$3,000 to replenish BEF

    2012 Coupon Savings Challenge:
    : YTD: $308.41

    2012 Fling Challenge: 691/2012
    20 Wishes Challenge: 2/20
    2012 Sell Stuff Challenge: /60
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