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Thread: Got a beater

  1. 02-06-2010, 07:09 PM #1
    Samigirl
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    Default Got a beater

    Whoo-hoo....DH and I bought a beater today. A fairly decent truck for $1500. (Cash, of course...and no, we didn't touch our emergency fund.) We'll put up my vehicle for sale for around $11,000. It's paid off, so anything we get out of it will pay off DH's car, plus give us several thousand left over. It's funny to be excited to go down in car status. Yep...Dave has made a difference.



    How much we enjoy what we have is more important than how much we have. Life is full of people who have more than they know what to do with, but cannot be content. It is the capacity to enjoy life that brings contentment.---Unknown
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  2. 02-06-2010, 08:14 PM #2
    frugalfriend
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    Way to go! Sounds like a great plan, Dave would be proud!
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  3. 02-06-2010, 08:38 PM #3
    bridge
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    Good luck with your "beater" sounds like a great plan!!
    Bridge
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  4. 02-06-2010, 10:26 PM #4
    mauimagic
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    Very impressive!! You sure are in control!!
    Travel light. The baggage of the past can only hold you back.




    “Decluttering isn't just simplifying your life. It's having a vision, setting new priorities and using those notions to get rid of obstacles.”
    — Peter Walsh
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  5. 02-06-2010, 10:31 PM #5
    Palooka
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    Congrats on paying cash.
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  6. 02-07-2010, 08:49 AM #6
    Wendy Mack
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    That is wonderful!!!!! I am hoping to find something myself soon . so i can get rid of my minivan loan... You are doing great!!!
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  7. 02-09-2010, 03:17 PM #7
    krbshappy71
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    Wow I am in awe that you took that leap. I am not there mentally nor financially yet. I rolled it around in my brain and can't get there.

    I am so impressed when someone else gets brave. Great job!!
    LDR , 2 DD (one left the nest, one rarely home) More pets than money. More love than sense.

    "If you can't see the light at the end of the tunnel, march down there and light it yourself."

    Full-time job
    Car loan and personal loan
    Challenges for 2012:
    2012 Grocery Budget Reduction Challenge- $100 a month. (down from $150) Hm, might be too low.
    Electric Usage Challenge (doing well, under $70 most months)
    Yah, I suck at this money stuff, I know. That's why I'm here.
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  8. 02-09-2010, 04:54 PM #8
    Shya
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    Congrats! We're thinking of selling dh's truck and getting a much cheaper vehicle to replace it with. It would knock out a good chunk of debt. I am very excited at the thought of it, even though I would be getting the cheaper vehicle and dh would get mine.

    Shya

    EF: $5500/5500 ~ Saved for baby and medical bills. Baby Sierra arrived on 12.08.10!!

    Debt:$25729 left of $75100

    New recipe challenge: 46/52
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  9. 02-16-2010, 09:00 PM #9
    missmanny
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    good for you! it's funny how a change in perspective can change everything.
    Debt 1 - Paid in Full (originally $750)
    Debt 2 - Paid in Full (originally $2100)
    Debt 3 - Paid in Full (originally $3500)
    Debt 4 - Paid in Full (originally $4000)
    Debt 5 - Paid in Full (originally $3000)

    FFEF - Fully Funded with 6 months of expenses as of July 2009

    Next Step - House deposit
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  10. 02-17-2010, 01:19 AM #10
    frugalfranny
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    Way to go! Congrats and sounds like you have a plan - stick to it. You are making great progress it sounds like!!!
    Travel light. The baggage of the past can only hold you back.

    January Book List
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  11. 02-17-2010, 01:40 AM #11
    sinopa27
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    HAHAHA!! I have to say that Dave would be so happy for you. I am too. Times have changed when you and others are excited over a beater!!
    Step 1 $207/1500
    Step 2 Student loan $160.00 monthly
    Schewels paid
    Step 3 $252/$15000
    Step 4
    Step 5 1 child in college graduates 12/12
    2 child $50.00
    Step 6 $70,761/$93,000
    Step 7 Build wealth & give.
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  12. 02-22-2010, 11:01 PM #12
    mateosbaby
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    Congrats! I'd love to get rid of our minivan debt, but alas, we have 4 children and plan on more sometime in the semi-near future, so we kind of need it... It's also our only vehicle, so it needs to be reliable, kwim? So instead we are just slowly knocking out the debt to keep it so we can start a new car fund (which we have started seriously thinking is going to be for a 15-passenger van 8-| LOL).
    Sara

    Baby Step 1: DONE!!!
    Baby Step 2: DONE!!!
    Baby Step 3: $1,522.33/$12,600 goal (4 months)
    Baby Step 4: Invest 15% of income into retirement
    Baby Step 5: College funding for 4 kids
    Baby Step 6: Pay off mtg
    Baby Step 7: Build Wealth and Give!
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  13. 02-23-2010, 01:22 AM #13
    Vanilla
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    Congrats!
    That's got me thinking that I should budget some money to fix up the car which is sitting in the garage. We don't have to use that one now, but when DD comes back next year, she will take back her car, which I am using now.
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  14. 02-23-2010, 09:40 PM #14
    angie86
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    Congrats! That's commitment
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  15. 02-24-2010, 08:35 AM #15
    Greebo
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    How's the beater running?
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"

    Greebo    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
     WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three     Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!
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