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  1. 05-06-2010, 04:37 AM #1
    daughter of pearl
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    Default Crazy Change in My Behaviour!!!

    I'm posting this under DR because it is becuase of him that thhis is happening.

    You may have seen on a different part of the site that I need to replace my computer.

    This is where it gets weird:

    My plan is to...wait for it...save up the money, and only then, when I have the full amount in cash, to make a purchase.

    It'll take a little while. It won't be immediate and have the heart-flipping jolt of just throwing down a cc to pay for it.

    But I am really going to do it. Using real cash and an envelope labelled Computer Fund!

    I know, I warned you it was crazy!!!

    Wild, huh?
    BEF: $$120/$1000
    Change Jar- $36.20

    My New Computer Fund - I DO NOT NEED A NEW COMPUTER UNTIL I HAVE A FULLY FUNDED BEF!!

    Debt Snowball - ON TARGET!!
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  2. 05-06-2010, 09:10 AM #2
    StanleyJohnson
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    Good for you !
    *** 2012 Goals***

    Pay off........

    1) Car Loan $5,700--500 left @ 3.25%

    2) Treadmill Pd in Full

    3) Rental refurb- $7,075
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  3. 05-06-2010, 09:15 AM #3
    mek42
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    Sounds great! Nice to have an extra word ("no") in your vocabulary, isn't it?
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  4. 05-06-2010, 12:43 PM #4
    Mom2-3
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    How awesome for you! That computer will become a reminded of all your hard work and dedication
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  5. 05-06-2010, 12:48 PM #5
    Linus
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    How old is your present computer?
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  6. 05-06-2010, 12:51 PM #6
    Liane
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    Great job!! You will have that computer in no time.
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  7. 05-06-2010, 12:56 PM #7
    Greebo
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    Wow, you're really weird!!!

    GOOD FOR YOU!
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"

    Greebo    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
     WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three     Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!
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  8. 05-06-2010, 01:34 PM #8
    daughter of pearl
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    My current computer is an almost 5 year old laptop.
    BEF: $$120/$1000
    Change Jar- $36.20

    My New Computer Fund - I DO NOT NEED A NEW COMPUTER UNTIL I HAVE A FULLY FUNDED BEF!!

    Debt Snowball - ON TARGET!!
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  9. 05-06-2010, 01:35 PM #9
    daughter of pearl
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    Back atcha, Greebo!
    BEF: $$120/$1000
    Change Jar- $36.20

    My New Computer Fund - I DO NOT NEED A NEW COMPUTER UNTIL I HAVE A FULLY FUNDED BEF!!

    Debt Snowball - ON TARGET!!
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  10. 05-06-2010, 01:37 PM #10
    mek42
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    Don't forget to come back and ask greebo for some kind and gentle advice if you think about changing your mind!
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  11. 05-06-2010, 01:49 PM #11
    daughter of pearl
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    Oh, hell, yeah!
    BEF: $$120/$1000
    Change Jar- $36.20

    My New Computer Fund - I DO NOT NEED A NEW COMPUTER UNTIL I HAVE A FULLY FUNDED BEF!!

    Debt Snowball - ON TARGET!!
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  12. 05-06-2010, 01:57 PM #12
    falan
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    Good for you! You can do it.

    That's how I buy everything. Haven't had a credit card for years and I don't buy anything unless I can pay cash.
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  13. 05-06-2010, 02:58 PM #13
    mek42
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    Computers drop in price fast too. Price what you want now, save up to that dollar amount, then go back on the market and either get a better computer than you'd priced or do something else with the money you saved by saving!
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  14. 05-06-2010, 04:56 PM #14
    frugalfriend
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    You are officially "weird" now, lol! Way to go!
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  15. 05-06-2010, 04:59 PM #15
    Imarachne
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    My computer is way old but it works and I'll have to use it awhile longer. Hope you get yours soon !
    Charity Items 3


    Change Jar
    Christmas 2011
    Books read
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