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09-30-2010, 01:30 PM #1Registered User
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Am I going crazy...or just becoming weird
Am I crazy?

I am currently in FPU just finished my second class. Dave talks about how he hates debt and doesn’t even borrow money to buy property. I mentioned to my sister that now that I am finally debt free I would like to save and pay cash for a house. I don’t want a mortgage. I don’t want or need a large home and I was thinking in the $75,000 to $100,000 range of which there are several in my area. My sister said “There is no way you will be able to do that” my mother concurred with her. After hearing their opinions I got excited!!! Yes that ‘s right excited. Am I crazy?
Let me explain I got excited because in 2002 when I told my family I was sick and tired of the Kansas winters (all the ice and snow) and wanted to move south. They all laughed.
When I applied online to Texas jobs and flew down for interviews they said “You will never leave Kansas.”
When I got a job and apartment in Texas they said I would never follow thru.
On my last night in Kansas which I spent with my brother and his wife. His wife told me “I won’t believe you are actually going until you move in your apartment in Texas.”
When I moved in my apartment and started working in Texas my family told each other that I would be returning to Kansas in six months….that was eight years ago. I am still here in Texas.
When I told my family I was going to become debt free they said in a scornful tone of voice “Yeah right! “ Well, now I am debt free and they are asking me to pay off their student loans to which I reply “Yeah right!”
So am I crazy to be excited about their attitude toward my saving to put 100% cash down on a house…or am I becoming weird as Dave mentions?Baby Step #1 Done!
Baby Step #2 Beginnning debt balance 01/01/08 $78K /Paid in full on 08/06/10
I'm debt freeeee............ GOD IS SO GOOD!!!
Baby Step#3 Goal: One year emergency fund began saving Jan 2011 accumulated Aug 2011 YIPPEE!!! God is sooo good to me!!!
Baby Step #4 Yep currently doing this.
Baby Step #5 No kids so no need.
Baby Step #6 Renter.. Working on putting 100% down on a house!!! Currently have 25% saved.
Baby Step #7 Someday.......
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09-30-2010, 01:36 PM #2
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09-30-2010, 01:40 PM #3
you are.............
AWESOME!!!!!!!!
and you can do it.
Russ
Truck payments:109876 5 4 3 2 1 WAHOO!
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09-30-2010, 01:52 PM #4Registered User
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Baby Step #1 Done!
Baby Step #2 Beginnning debt balance 01/01/08 $78K /Paid in full on 08/06/10
I'm debt freeeee............ GOD IS SO GOOD!!!
Baby Step#3 Goal: One year emergency fund began saving Jan 2011 accumulated Aug 2011 YIPPEE!!! God is sooo good to me!!!
Baby Step #4 Yep currently doing this.
Baby Step #5 No kids so no need.
Baby Step #6 Renter.. Working on putting 100% down on a house!!! Currently have 25% saved.
Baby Step #7 Someday.......
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09-30-2010, 01:53 PM #5Registered User
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Baby Step #1 Done!
Baby Step #2 Beginnning debt balance 01/01/08 $78K /Paid in full on 08/06/10
I'm debt freeeee............ GOD IS SO GOOD!!!
Baby Step#3 Goal: One year emergency fund began saving Jan 2011 accumulated Aug 2011 YIPPEE!!! God is sooo good to me!!!
Baby Step #4 Yep currently doing this.
Baby Step #5 No kids so no need.
Baby Step #6 Renter.. Working on putting 100% down on a house!!! Currently have 25% saved.
Baby Step #7 Someday.......
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09-30-2010, 02:00 PM #6
You rock! I will say however that I am the type of person who tries much harder if someone says that I cant do something. I love to prove others wrong (just ask my dh LOL)
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09-30-2010, 06:36 PM #7Registered User
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if by 'crazy' you mean 'wise and inspirational' then YES, you are crazy!!
Mary Carney
Working the night shift 'cause they never have meetings at 3am!
DD Sarah 32
DD Rosanne 28
DS Benjamin 18
DD Kathleen 17
Married to David since 1975
Starting grad school September 1, 2010 in pursuit of MSN degree.
MSN degree completed on 4 May 2012 with NO DEBT!
Total cost (including books) = $8375.
Weight loss on Weight Watchers since June 1= 18.8#
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09-30-2010, 06:46 PM #8
Weird is good!
Mom to Emma, Spencer, Connor, Lily,Fletcher, Amelia and Adeline.
Mortgage $78,500/$15,200
EF 3 mo income barring
anymore emergencies
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09-30-2010, 08:10 PM #9
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09-30-2010, 09:08 PM #10Registered User
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LOL Love your attitude
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09-30-2010, 09:38 PM #11
You're not crazy! I love your attitude! My family is EXACTLY the same way. When I told people I was moving to Boston, they all said exactly the same thing! In fact, they have had that response for ANY new challenge in my life.
If I listened to them, I would not have accomplished anything or taken any risks... Good for you for being stronger and not believing them - the negativity just plain sucks, but we just need to use it to be stronger! It's great motivation!
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09-30-2010, 09:50 PM #12Registered User
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I think you've every right to feel the way you do...after all, you have a LOT of previous data that says your family really doesn't have a clue who/what you are or are capable of.
Good for you!
Judi
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09-30-2010, 09:55 PM #13
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10-01-2010, 05:46 AM #14Registered User
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10-01-2010, 05:53 AM #15
Sounds like the only crazy thing YOU are doing is still associating with a bunch of unsupportive losers who think very little of you.
Yeah yeah, I know, it's your family. They're still toxic sounding to me.If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.
Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"
Greebo(Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!
ThreeTwo mortgages,twooneno car loans,oneno credit cards, and a partridge in pear tree!
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