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Thread: We are almost to the end!!!!
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03-03-2011, 03:08 PM #1
We are almost to the end!!!!
At least of Baby Step 2...
We have been saving a larger EF for quite a while with our move from another state, settling in, and getting job stuff sorted out with my dh. But it's settling, and we're ready to go back to our $1000 EF to kick the rest of these debts. As it stands now, at the end of March we'll have enough to completely pay off our car loan and the Sallie Mae student loan, plus a few thousand extra. With our tax refund (which is way huge this year with the purchase of our house - house credit - and a few other credits they're giving away this year), we can also pay off the other student loan from Wells Fargo!!! WOO-HOO!!!! We will have one more student loan after that, my dh's, which his parents pay every month (they write us a check and we pay the bill - but they've been paying nearly double every month than the minimum, so it has less than $4,000 on it now). We are planning to pay it off for them, adding in our extra money every month to get it gone for them (they're retired and don't need this extra burden on them).
Anyway, it feels so good to see the light!!!!!!!! Thank you, Dave Ramsey!!!!! And all of you for being helpful and supportive and encouraging to get us here!!!! And especially praising God for the multitude of blessings He is showering upon us here in our new home. I mean, WOW!Sara
Baby Step 1: DONE!!!
Baby Step 2: DONE!!!
Baby Step 3: $1,522.33/$12,600 goal (4 months)
Baby Step 4: Invest 15% of income into retirement
Baby Step 5: College funding for 4 kids
Baby Step 6: Pay off mtg
Baby Step 7: Build Wealth and Give!
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03-03-2011, 05:29 PM #2Registered User
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Wow ! You must feel great !! Congrats !!
Charity Items 3
Change Jar
Christmas 2011

Books read
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03-03-2011, 05:33 PM #3
Great job!! Enjoy your new home!
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03-04-2011, 01:20 AM #4
Kinda new to all this (2nd month in so far) so I am loving seeing others reaching these goals, inspires the HECK outta me way to go!!!!!!
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03-08-2011, 07:01 AM #5Registered User
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Wtg
Totally awesome! Sounds absolutely like heaven on earth.
3/26 Afghan #3: 58 done of 191 rows
Use-it-Up Challenge: 38 tote blocks done
Crochet Gift Stash: 18 dishcloths, 1 towel, 2 afghans, 2 totes
Pound-A-Week Challenge: Week 20, dropped 17 of 21 lbs.
Change Jar Challenge ($vacation$): $49.88 Cashed in for Florida!
Reading Challenge: 3/12
~~~~~~~~~~
DR Step 1: Done
DR Step 2: Started 1/2011 w/$19,644, Done: 2/24/2012
Step 3 by 12/12/12: FFEF: $3850, Truck replacement: $2900
Step 4: Jack up retirement % by 1/2013
Step 5: DS19 12/2012, DS14 2015, DD13 2017
Step 6: Hit the mortgage thru 2018
Step 7: Build WEALTH & GIVE!
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03-08-2011, 11:03 AM #6
congrats! Keep up the good work and keep reporting this good/encouraging news!



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