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03-20-2011, 10:16 AM #16Registered User
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- Mar 2006
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- washington state
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Reminds me of the saying ..."Control your money or it will control you"... You're doing great, keep it up!
Originally Posted by MrMom
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03-26-2011, 04:06 PM #17Registered User
- Join Date
- Nov 2007
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- WNY
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Bill,
It is always a pleasure to read your posts!
Keep up the great work -- and keep us up-to-date.Jen
30 yr old DD
3 kitties
(2 adopted from my daughter)
As of January 1, 2011------------------------ Updated June 10, 2011
Short term goals:
- $2,000: to set up my consulting business. DONE!
INVESTED ANOTHER $5000!
- $4,000: down payment gift to daughter to bring her down payment on a house to 20% and avoid PMI. ON HOLD.... her offer wasn't accepted...
- $1,500: pay off Student loan ALMOST THERE!
- $1,200: pay off credit card (was disputing with creditor (ALL PREDATORY FEES charged on ZERO BALANCE), but I'm giving up the fight to make this go away...) PUT OFF till June/July
- $11,600: Pay off Cornerstone car loan by end of May 2011 DONE
- Complete tax returns by February 15th DONE
Long term goals:
Continue to follow a modified Dave Ramsey plan to pay off debt. Progress has been made, but there is much to do...
Balances January 1, 2011 -----------------June 10, 2011
Citimortgage on home: $104,500-------- $102,775
BofA Mtg on Rental: $27,000------------ $26,000(Est)
HSBC Equity Line on Rental: $11,900------ $9,902
Citibank car loan: $13,830 -------------- $11,663
Cornerstone car loan: $11,600------- PAID OFF!!
Student Loan: $1,500------------------ $320
Credit card: $1,200-------------------- $1,200
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05-22-2011, 12:58 AM #18Registered User
- Join Date
- Feb 2011
- Location
- Michigan
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Paid down another 2 grand today on our total debit, since Feb 2011 when we started and went BALLISTIC on doing everything we can, putting everything we can into this and working that envelope system/budget, we are now close to 10 grand paid off, 14 grand more and we are out of debt in terms of the credit cards and car loans.
$25K left on the house but once that other stuff is hammered out it's gonna AVALANCHE on that mortgage payment baby!!!!!!!!!
Also recently started "couponing" we saved $20 off $100 in groceries last week (our first week of using coupons)
and this week saved $82.97 on $240 worth of groceries, not so bad for just cutting and using those coupons!
Bill
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05-22-2011, 07:07 AM #19Registered User
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- Dec 2008
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- Minnesota
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Wow Bill, no wonder you and your wife are going ballistic!! I would too!! It is so wonderful reading yours posts and seeing how fast you are knocking down that debt. Way to go!!
Dh Bob
FIL 
DS (21) at Lakehead U - go Thunderwolves!
www.ouroldhomestead.blogspot.com
2012 Exercise Challenge - 5,358 min
2012 Water Challenge - 7,330 oz
May No Spend Days - 0 /20
Wasted money - May total - $0
2012 Change Jar - $ 37.20
No Eat Out - 114 /365
2012 Reading Challenge - 3 /12
2012 Home Project - May - 4 totes 0 /4, organizing laundry room
20 Wishes Challenge - 3/20
12,400 /36,500 squats
2012 Coupon Challenge - $416.06
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05-22-2011, 09:06 AM #20Registered User
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- May 2009
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- Florida
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Sounds like you're going to have the rest knocked out in no time. Way to go there! The house mortgage will probably be a thing of the past too before long.
Bank of America is THE godfather of Hell with Wells Fargo running neck and neck. When the world ends the only things that will be left are cockroaches, Walmart, Wells Fargo and Bank of America. Not necessarily in that order. The order remains to be seen.
Challenges
Coupon Challenge May
$00.00
Year / $
May/ Grocery
$/Goal $400 Total
Eat Out No More May
Goal 20
Accomp/16
No Spend Challenge
Goal 10/
Accomp/13
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05-22-2011, 09:33 AM #21Registered User
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- Jun 2009
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- Midwest
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Very motivating to wake up and read your posts. Way to go, keep up the good work. Wish I could get hubby on board with this more so than he is.
Becky
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05-22-2011, 10:47 AM #22Registered User
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- May 2008
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- SE Pennsylvania
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Very impressed Bill! It does my heart good when I hear these kinds of stories. It's hard grabbing that tiger by the tail, but you've not only grabbed that tiger by the tail, you're beating it into submission.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
"Whoever said you can't buy happiness forgot about little puppies." -- Gene Hill
"A woman's heart should be so hidden in God that a man has to seek Him just to find her."
— Maya Angelou
"God has the right, and does not require my permission, to rearrange my life to achieve His purposes."– Anonymous
Live in harmony with each other. Don't be too proud to enjoy the company of ordinary people. And don't think you know it all!
~ Romans 12:16, NLT
The art of being wise is knowing what to overlook.
William James
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