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  1. 04-10-2011, 01:30 AM #1
    ksgrlnaz
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    Default Just Starting the DR Plan

    Hello!

    I stumbled accross Dave Ramsey a few weeks ago and am getting ready to dive in!!!

    My DH and I have registered to take the FPU classes starting on Wednesday, May 4th and I have The Total Money Makeover on hold (only one person ahead of me-yea!!!) at the library.

    I plan to fund (or mostly fund) the Step # 1 Emergency Fund this Friday with my paycheck from my second job (I teach online college coursework).

    Last Thursday I took my first "babystep" by paying off my JCP card ($38) and my Macy's card ($27). I know these were small balances, but now they are $0 and the cards are no longer in my wallet.

    I am glad to "meet" everyone and look forward to getting to know you on this journey.

    Cathleen
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  2. 04-10-2011, 02:59 AM #2
    mehjun
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    Welcome!!! to FrugalVillage.
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  3. 04-10-2011, 08:30 AM #3
    piney
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    To frugal village
    challanges for 2012
    Grocery budget challange $200.for grocery,Hba,& stockpiling,each month.
    May,no spend days challange 20-5/8
    1-26/2-18/3-26/4-24/
    change jar
    1-2012 Grocery,hba,stockpiling $168.46
    2-2012 ''''''''''''''''''''''''''''''''''''''''''''''""""$160.42
    3-2012 """""""""""""""""""""""""""""$136.52
    4-2012"""""""""""""""""""""""""""""""$97.97
    5-2012''''''''''''''''''''''''''''''''''''''''''''''''''''''''
    2
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  4. 04-10-2011, 09:58 AM #4
    frugalfriend
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    Default

    to the village! You are off to a great start! You've come to the right place for support and encouragement on your journey.
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  5. 04-10-2011, 10:37 AM #5
    khaski
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    Welcome, and congrats on taking the hardest step of all- starting! Many of us here are on our way to finding 'financial peace' through DR, we are happy to have you on board too. This is a GREAT place to get advice and a fresh set of eyes on your situation when you feel 'stuck'.


    May:
    Coupon/drug store rewards:$15
    $ Spent accumulating coupons: $5.99

    YTD totals:
    Coupons/drug store rewards: $759.04
    $ spent getting coupons:$92.70
    2011 total savings:$2068.18 2010:$1066.58

    Meatless dinner: 13/52
    Weight loss challenge:1.4/35
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  6. 04-10-2011, 05:43 PM #6
    Ceashels
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    Welcome to the Village and way to go! Greebo and I are big fans of DR and he has certainly changed our future for the better.
    The Free Spirit Saver who walks the path with Greebo.

    Onboard with a modified Dave Ramsey Plan
    Budget: "Every month! On paper, on purpose!"


    Gardening somewhere between Zone 6b and 7a.
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  7. 04-10-2011, 08:38 PM #7
    OOwl
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    That's great! I am a huge fan of that DR program. My son and DIL are starting FPU classes the middle of the month, too. It's so exciting witnessing others get their financial life in order. I wish you the absolute best luck. Keep coming here for inspiration, especially during the low points or to avoid temptation. That worked for me.
    Totally debt free since January 2011.
    Fully funded Emergency Fund complete December 12, 2011! Yeah!
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  8. 04-11-2011, 03:31 AM #8
    ksgrlnaz
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    Thank you everyone for the warm welcome!
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  9. 04-14-2011, 01:19 PM #9
    ksgrlnaz
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    Just paid off credit card # 3; granted these are pretty small balances, but it helps to get the ball rolling. Next on my list is Target . . . currently at $419.89.
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  10. 04-14-2011, 01:20 PM #10
    Russ
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    Quote Originally Posted by ksgrlnaz View Post
    Just paid off credit card # 3; granted these are pretty small balances, but it helps to get the ball rolling. Next on my list is Target . . . currently at $419.89.
    GOOD JOB! On to the next evil debt.
    Russ

    Truck payments: 10 9 8 7 6 5 4 3 2 1 WAHOO!
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