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Thread: Financial Peace U.. Why?
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08-25-2011, 11:30 AM #1
Financial Peace U.. Why?
A local church is advertising FPU to start mid-September and I am considering taking it. I doubt the wife will go, so take that out of the equation.
Based on your experience, and what you have gained from taking it, WHY should I take it?
Am I going to learn anything more than what I "think" I know?
Give me some real world reviews, please.Russ
Truck payments:109876 5 4 3 2 1 WAHOO!
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08-25-2011, 11:47 AM #2
Yes, I think you will. Every single lesson, IMO, conveys information worth far more than the $100 or so it costs to take the class.
And in your case, Russ, lesson 2 - Relating with Money, will be worth it for special reasons.If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.
Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"
Greebo(Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!
ThreeTwo mortgages,twooneno car loans,oneno credit cards, and a partridge in pear tree!
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08-25-2011, 03:59 PM #3Registered User
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And you meet people who are traveling the same road. I know the group at our church raves about the built in accountability.
Mary Carney
Working the night shift 'cause they never have meetings at 3am!
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08-25-2011, 04:52 PM #4Moderator
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It can be as much about the teaching as it is the learning. You have a lot to offer others on the same path, whether they are beginning the journey or smack dab in the middle of it.
You will learn new things, you will share new things and you will travel on your journey with fresh enthusiasm.
The Free Spirit Saver who walks the path with Greebo.
Onboard with a modified Dave Ramsey Plan
Budget: "Every month! On paper, on purpose!"
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08-25-2011, 06:09 PM #5
We are starting FPU next Tuesday! Dh and I are really looking forward to it, we met so many really nice people during the information meeting we went to 2 weeks ago.
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08-25-2011, 06:57 PM #6Registered User
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I'm torn on this one -
While I do think that you'll find you can dig into each lesson in more detail, and even if you've read all the material on your own, you can still pull from the energy of the group -
My hubby and I aren't "people" people, if you know what I mean, so the whole "group" of strangers - as cool as it was to hear them join in and share like a big 'ol group couseling session.... we didn't participate in that aspect of it.
If you (and/or Mrs. Russ) are very social and outgoing - I would say YES!!! Esp if you're having a hard time with Mrs. Russ being interested - If she's social, this may be the perfect way!
I wasn't very comfortable - but that was just the social aspect of it -
I think in hind sight, we would have been happier to buy the home set and watch them all at home.Don't Breed or Buy While Shelter Pets Die
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08-25-2011, 10:06 PM #7
I'm considering taking it and dh will go with me. The problem is he probably won't be there half the time. Works on salary and I never know as a manager if he will be stuck at work longer. 90 hour weeks are sometimes normal.
Since I've been on my kick he has stopped playing the lotto. That's a miracle people! I've only sounded like a dripping faucet part of the time.
In 8 years I've never seen him not spend money on that crap. He is even happy with his blow money.
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08-26-2011, 06:16 AM #8
We have the at home kit, but haven't started it yet...husband is changing jobs and will now be home all the time. Before he would be gone out of town most of the week. I am just concerned about when I have questions , who do I ask?????? good luck Russ...DH just leaves all the finances up to me....hmmm...
Sheri














GO COLTS!!!!!
Wife to Dale
Mom to Paige and Abbie
dogmom to Casey and Callie
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08-26-2011, 11:18 PM #9Registered User
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08-27-2011, 07:19 PM #10
well, DUH.....why didn't I think of that???? lol thanks, bumplett...love your avatar by the way...
Sheri














GO COLTS!!!!!
Wife to Dale
Mom to Paige and Abbie
dogmom to Casey and Callie
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08-30-2011, 01:09 AM #11
(bold emphasis added by me)
Taking you at your word, in my limited opinion, there's little reason to go. The number one biggest thing I got out of FPU was that my wife and I went together and we started discussing our finances and started working more together as a team. This is about 75% of the value of FPU for me. Another 20% was leveraging the fact that I had spent real money and made a real sacrifice made me feel more motivated to start doing the things I already knew were good ideas. The remaining 5% was that I did learn a couple new things, but these were mostly of trivial interest.
If only you could convince your wife to go ... could you offer her more sex or less sex or any sort of bribe at all?
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