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Thread: Giving during BS2
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09-17-2011, 11:30 PM #1
Giving during BS2
I'm tired of just giving the minimum amount our church requires... I want to do more... what are some (inexpensive) ways that I can give to charity (and feel like I am making even a small difference) while in BS2? I do volunteer at a horse farm for special needs kids, but I feel like it doesn't "count" since I am getting lessons in return. Thanks for your input!
What are the best organizations for "sponsoring" a child in need?BS1: 1000/1000
BS2: 81825/81825
BS3: 7500/7500
Timeline:
10/09 - DH lost Job.
1/10 - spent 20k to finish DHs degree
4/10 - Found DR and got Gazelle Intense!!
1/11 - Paid off last CC!
2/11 - Downsized from 2400 to 600 sf!
10/11- Paid off car 3 yrs early!
1/12 - Paid off DH's Education!
9/12 - Paid off my Bachelor's Degree!!!!!!!!
11/12- 3m FFEF!
We are DEBT FREE!!!!!!!!!!!!!!!!!!!!!!!
- 09-18-2011, 06:23 AM #2
your own house first.
get out of debt first. tithing is a commandment to do always.
optinal giving can come later.11% gross to retirement
10% takehome to tithe and offerings
emergency fund maintained at 3000(works for me)
credit card debt 7500
mortgage free
freedom accounts/sinking funds that ebb and flow
then live on the rest!
i am trying something new. LDS church advises savings or debt repayment should be the same as the tithe. 10% each.
"i create prosperity, abundance, and savings for me and my household"
09-18-2011, 03:48 PM #3
Volunteer....is there a chairty in you area, or people in your church in need, who you could drive to appointments sometimes? Food banks also always need man-power....
09-18-2011, 03:51 PM #4Registered User
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I agree that after the tithe, the rest is optional after you have repaid what you owe. Here are some volunteer things you could do in the mean time.
Crisis pregnancy center
Food pantry
Church office
Missions organization
My son cuts grass for an older church member in the community who can no longer care for his property
My daughter provides childcare for our Mothers of Pre Schoolers group meetings.
Our whole family helps with food and such for funeral dinners
Ask your pastor or church secretary - I bet they can give you a hundred ideas!
09-19-2011, 08:16 AM #5
Dave counsels that the MOST you should give during BS2 is the tithe. You've already promised away that extra which you would like to give. Get out of debt first before you start doing more than the minimum.
If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.
Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"
Greebo(Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!
ThreeTwo mortgages,twooneno car loans,oneno credit cards, and a partridge in pear tree!
09-19-2011, 11:46 PM #6
I agree with the others. The tithe is all you should be giving right now. Extra offerings on top of that are after your debt is paid. Like others have suggested, there are lots of ways to volunteer your time. Most people don't realize it, but God wants our time as much as our money. So you can "tithe" your time, too. There are 168 hours in a week. 10% of that is 16.8 hours. That's a lot of time to donate in a week.... LOL Just a couple hours once a week teaching Sunday school, or helping out an elderly neighbor or relative, or helping at a food bank or pregnancy center, or anything else you can think of is excellent.
Sara
Baby Step 1: DONE!!!
Baby Step 2: DONE!!!
Baby Step 3: $5,551.53/$17,000 goal (6 months)
Baby Step 4: Invest 15% of income into retirement
Baby Step 5: College funding for 4 kids
Baby Step 6: Pay off mtg
Baby Step 7: Build Wealth and Give!
09-20-2011, 06:47 AM #7
I feel like it doesn't "count" since I am getting lessons in return. Thanks for your input!
Sometimes God keeps his lessons from us until one day when he feels that you are ready to learn then he will show us. Stop looking for the "Lessons" and enjoy the smiles on the children faces as you are helping them ride the horse.
09-20-2011, 12:44 PM #8
Become a Big Sister with Big Brothers/big sisters...
09-20-2011, 02:04 PM #9
give your time and talent. to me they are just as important as tithing.
there is so much you can do. you could take an elderly person under your wing and visit them, shop for them, help around the house, etc...
you could volunteer in an official capacity with a church or an organization.
you could teach sunday school, lead a bible study, organize a prayer circle.
all sorts!
09-20-2011, 05:06 PM #10
Sara
Baby Step 1: DONE!!!
Baby Step 2: DONE!!!
Baby Step 3: $5,551.53/$17,000 goal (6 months)
Baby Step 4: Invest 15% of income into retirement
Baby Step 5: College funding for 4 kids
Baby Step 6: Pay off mtg
Baby Step 7: Build Wealth and Give!
09-25-2011, 04:43 PM #11
Do you coupon? Pick up items you can get for free or nearly free at places like CVS and donate them. Domestic violence shelters always need toiletries and baby items
I love being a History Teacher!
09-27-2011, 09:34 PM #12
10-04-2011, 06:27 PM #13
Thanks for the great suggestions. Now, if only I had some extra time! I don't even have time for the horse farm these days!
I have been trying to get in a routine with the multiple jobs, and my sleep schedule has been off... it feels like it is starting to get better, but this is still slow time... it will only get busier from here! But, I am going to work in time for some of these suggestions, they are great! Thanks again!BS1: 1000/1000
BS2: 81825/81825
BS3: 7500/7500
Timeline:
10/09 - DH lost Job.
1/10 - spent 20k to finish DHs degree
4/10 - Found DR and got Gazelle Intense!!
1/11 - Paid off last CC!
2/11 - Downsized from 2400 to 600 sf!
10/11- Paid off car 3 yrs early!
1/12 - Paid off DH's Education!
9/12 - Paid off my Bachelor's Degree!!!!!!!!
11/12- 3m FFEF!
We are DEBT FREE!!!!!!!!!!!!!!!!!!!!!!!
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