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  1. #1
    Registered User Smurfette84's Avatar
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    Default Financial Peace University

    A FPU class was just announced in my area. Is it worth the $100 class/materials fee?
    *Beth*

    ...You Can't Do The Same Things & Expect Different Results...

  2. #2
    Rude and Vile Master Greebo's Avatar
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    Personally, having attended and facilitated, I think so.
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"


    Greebo
    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
    WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three
    Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!

  3. #3
    Registered User calimomx2's Avatar
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    We just finished week 7 and for us it is totally worth it! Even though I thought I knew it all, I've learned so much and it has made it much easier for dh and I to talk with each other about budgets and money and when/where to spend! I'm seriously enjoying the classes!

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    Moderator Ceashels's Avatar
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    I think it is definitely worth it. We watched DR, we read DR, we listened to DR, and we watched his DVD's all before helping to organize and offer it to others. We still learned from it.

    Each couple in FPU offers a unique situation with different learning experiences and we learned from them, just as much.

    I say go for it!
    The Free Spirit Saver who walks the path with Greebo.

    Onboard with a modified Dave Ramsey Plan
    Budget: "Every month! On paper, on purpose!"


    Gardening somewhere between Zone 6b and 7a.

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    Registered User OOwl's Avatar
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    I say yes, too. I sponsored my son and DIL and I've already saved that $100 many times over because Dave taught my son something I, here-to-now, have not been able to convey, that you don't BORROW money from your parents as an income stream. Not once since FPU has my son asked to borrow money. God bless Dave and his lessons!
    Totally debt free since January 2011.
    Fully funded Emergency Fund complete December 12, 2011! Yeah!


  6. #6
    Registered User Smurfette84's Avatar
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    Thank you for the replies. Looks like I will be signing up, and starting the new year on the right foot! Any tips for steps I should take prior to the class?
    *Beth*

    ...You Can't Do The Same Things & Expect Different Results...

  7. #7
    Registered User sjohnson3278's Avatar
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    I am also going to do the FPU. We have a preview class coming up and the actual classes start in November. I am excited and nervous at the same time but everyone I talk to raves about it so I am jumping in!

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    Wish they'd do one around here! At our old church before we moved, they were deciding whether to Dave Ramsey's plan or our church body's version of it. Ultimately they went with the church's plan, and of course started it after we moved. :-/ Oh-well. Maybe someday.... Then again, I'm hoping we'd be the ones LEADING the class by the time it comes!
    Sara

    Baby Step 1: DONE!!!
    Baby Step 2: DONE!!!
    Baby Step 3: $1,522.33/$12,600 goal (4 months)
    Baby Step 4: Invest 15% of income into retirement
    Baby Step 5: College funding for 4 kids
    Baby Step 6: Pay off mtg
    Baby Step 7: Build Wealth and Give!

  9. #9
    Rude and Vile Master Greebo's Avatar
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    Quote Originally Posted by Smurfette84 View Post
    Thank you for the replies. Looks like I will be signing up, and starting the new year on the right foot! Any tips for steps I should take prior to the class?
    Just make sure your kit is pre-ordered.

    Mind if I ask where in MD you are? I wonder if the FPU you're attending is being run by anyone I know.
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"


    Greebo
    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
    WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three
    Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!

  10. #10
    Registered User Smurfette84's Avatar
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    I am in Southern Maryland. I will be taking the class in hollywood, MD. instructor's first name is Kirk?
    *Beth*

    ...You Can't Do The Same Things & Expect Different Results...

  11. #11
    Rude and Vile Master Greebo's Avatar
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    Quote Originally Posted by Smurfette84 View Post
    I am in Southern Maryland. I will be taking the class in hollywood, MD. instructor's first name is Kirk?
    No, fraid not

    Strictly speaking, the leader of FPU is the facilitator not the instructor. Their job is to push play on the DVD player and then lead discussion after by asking questions. They're not supposed to be the expert.

    If your facilitator ends up spending most of the time talking instead of encouraging others to talk, coming off like the big expert, seek another class. Nice thing about FPU - you can go anytime to any other group for the rest of your life.
    If you could kick in the pants the person responsible for your problems, you wouldn't be able to sit for a month.

    Did you know that a 4 year student paying $20,000/year who finances their education graduates with over $103,000 in debt to start? But a student who works and pays cash and takes 6 years to graduate ends with $6,300 in their pocket! So much for "getting a head start by financing!"


    Greebo
    (Nerd Spender): Loving and extremely patiently tolerated husband of ceashels.
    WARNING: Y Chromosome behind the keyboard. Adjust your listening filters appropriately!

    Three
    Two mortgages, two one no car loans, one no credit cards, and a partridge in pear tree!

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