The 12/12/12 project!

**danni** · 02-06-2012, 01:54 PM

Natalia I think it is a great plan. You are paying off debt at a fast rate but you still have to pay for things that come up too.

We are following DR too but have modified things abit also. You just do what works best for you and your family.

**danni** · 02-06-2012, 03:20 PM

Dh got paid from his 2nd job today and we took $50 of it for gas and put the other $600 onto the credit card. I had budgetted everything out and the furnace was paid off a month ahead of schedule, the credit card was supposed to be paid off by the end of April. But the way things are going with finding little bits extra everywhere it looks like we will have the card paid off by the end of February or middle of March. That will put us another 2 weeks to a month ahead of schedule. I am so excited and my husband is starting to get really excited too.

**Natalia** · 02-06-2012, 03:34 PM

It must feel great to have that pesky furnace PIF!

**kimmy4433** · 02-06-2012, 08:45 PM

I have paid off 2 dr. bills, and settled with another CC company. Total debt paid so far:

$2070.91!!!

$25,435.51 left (not including student loans or the Mortgage)

On a good note, we will be paying off more debt in the middle of the month, but we need to wait for our tax refunds. Then we can kick some more out!!!!

**erinalexmom** · 02-07-2012, 09:28 AM

This weekend I am going to try to pay $300 on my credit card! If so I will have it payed off by the end of the month! yay!

**danni** · 02-07-2012, 08:06 PM

I got paid $100 for babysitting today and was going to put it on on the credit card, but then I got a phone call from dh he had gotten pulled over for speeding and the ticket was $103.

It really ticked me off and then I just decided to focus on the fact that at least we have the money to pay it off. One of his friends is selling his vehicle because he can't insure it because of his unpaid tickets. At least this is dh first ticket and considering how upset he was about it, I think he will be doing his best to make it his last.

**pcaltman** · 02-08-2012, 09:38 AM

Have been lurking and would love to join everyone

Total debt = $23,723.32

Jan = Minivan $8441.32, CC $15282
Feb =
Mar =
Apr =
May =
Jun =
Jul =
Aug =
Sept =
Oct =
Nov =
Dec =

Wish me luck!!!!

**Ponderer** · 02-08-2012, 10:46 AM

pcaltman.....welcome and I most definitely wish you luck!

Is your goal to have everything paid by 12/12/12 or a portion or ?

**gmarie** · 02-08-2012, 05:03 PM

Originally Posted by danni

I got paid $100 for babysitting today and was going to put it on on the credit card, but then I got a phone call from dh he had gotten pulled over for speeding and the ticket was $103.

It really ticked me off and then I just decided to focus on the fact that at least we have the money to pay it off. One of his friends is selling his vehicle because he can't insure it because of his unpaid tickets. At least this is dh first ticket and considering how upset he was about it, I think he will be doing his best to make it his last.

Danni, I feel your pain.

My otherwise responsible husband is known for getting tickets - seat belt violations, parking tickets, etc. Last week we were pulled over for speeding (I was sleeping and not paying attention), but the cop was nice and gave us a parking ticket instead. (Haha maybe because he could hear us fighting and felt bad for DH!)

It is just SO frustrating when you are so focused but he keeps getting hit with stupid tax!!

**kae** · 02-09-2012, 05:07 PM

I paid another $375 toward my credit cards yesterday!

**Sophiasmama** · 02-10-2012, 10:04 AM

Wow! You guys are doing awesome, love reading the updates!

**Ponderer** · 02-10-2012, 10:48 AM

Made a lump payment today of $1,785, comprised mostly of my tax return.

My second round of payments later this month will be about $1285, making February a very productive month for me!

I am hoping to be debt free in November, but will still give myself til 12/12/12 if needed.

**gmarie** · 02-11-2012, 08:38 AM

DH got his first paycheck yesterday! Exciting!
Predicting a large snowball this month. Can't wait!

**Natalia** · 02-11-2012, 10:29 AM

the first half of the month is so hard, waiting, waiting, waiting to be able to get money to pay down the debt...

this month we have ds2's birthday, dads birthday, and valentines day but we are still within our spending plan and cashflowing everything.